What are the responsibilities and job description for the Set-up Clerk position at Cornerstone Capital Bank?
Cornerstone Capital Bancorp, Inc., headquartered in Houston, is a Texas-based financial services company dedicated to helping families, businesses, and communities thrive. Through its primary subsidiary, Cornerstone Capital Bank, the organization operates a community and business banking franchise alongside a premier national home lending, servicing, and home insurance platform-based financial services company dedicated to helping families, businesses, and communities thrive.
Guided by a core Mission, Vision and Convictions statement, Cornerstone operates 17 full-service banking locations across major Texas markets and more than 150 mortgage offices nationwide. The company has served nearly 700,000 customers through its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members, Cornerstone is consistently recognized as a Fortune-certified Great Place to Work® and a Top Workplace.
Formed through the combination of Cornerstone Home Lending and The Roscoe State Bank, Cornerstone brings more than a century of experience and is the highest-capitalized new bank in Texas history.
Who we are looking for:
We are a great company with great people, and we are looking for a Set Up Clerk, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and timely closing process.
In this exciting and dynamic role, we are looking for a Set Up Clerk who can drive amazing and deep relationships with our Loan Originators and Customers. This professional will partner with our team to assist our Originators and Customers through the loan process.
What you'll need to be successful:
Success in this job relies on your experience in processing mortgage loans and your understanding of the residential mortgage loan process from application to funding and:
• Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines a plus
• Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
• Ability to independently calculate all types of self-employed income a plus
• Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month.
• Ability to monitor and manage workflow to ensure timely closings
• Maintain product knowledge and stay up to date on changes to market conditions
• Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process.
• Comply with all applicable laws and regulations related to mortgage lending.
Qualifications:
• Jr. Mortgage Processing experience a plus
• TRID knowledge a plus
• Experience using LoanSoft LOS is a plus.
• SalesForce experience and knowledge on working within a database a plus
• Strong written and verbal communication skills
• Teamwork and customer service a must
• Self-motivated and energetic
• Strong computer and technology related skills
• Able to work independently and proactively, prioritizing workload and handle multiple tasks
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, and a full benefits package..
What to do next:
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone family, we'll continue to invest in you as an asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.