What are the responsibilities and job description for the Business Banker IV position at Conveyance?
POSITION SUMMARY
Responsible for the growth and management of a portfolio of large sized business and very complex accounts.
ESSENTIAL REQUIREMENTS
- Serves as business banking relationship manager for large sized business customers, providing them with a full range of financial services products, including loans, deposit services and all related business banking services offered.
- Provides customers with the services/products that result in revenue to meet internal financial goals and control expenses.
- Reviews and analyzes business plans for investment potential and monitors portfolio for quality and returns.
- Provides qualified referrals to colleagues for the services/products offered for which they are the specialists.
- Analyzes and approves credits within prescribed limit, typically handles relationships of $1MM and manages a large portfolio.
- Documents bank/customer relationships and commitments.
- Retains and strengthens current relationships and seeks to develop new business.
- Reviews periodically the bank’s exposure and relative account profitability.
- Performs financial reviews on a timely basis.
- Complies with bank’s loan policies and procedures and legal requirements.
- Performs supervisory responsibilities as requested.
- Must have valid driver’s license.
- Regular and predictable attendance is an essential requirement of the position.
- Responsible for the completion of all compliance training related to the position.
- Understands all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS
- Prepares reports for internal and external needs as required.
- Performs all other duties as assigned.
EXPERIENCE/SKILLS
- Ten (10) or more years Personal Banking or Business Banking sales experience preferred.
- Good PC skills--proficiency in Microsoft Word and Excel essential.
- Strong verbal and written communication skills with the ability to communicate with all levels internally and externally.
- Ability to maintain effective relationships with internal service partners and customers in order to gain their trust and respect.
- Customer service oriented.
- Ability to handle multiple tasks in a fast-paced environment.
EDUCATION
Bachelor's degree in business, economics or finance is preferred.
TRAVEL REQUIREMENTS
Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.