What are the responsibilities and job description for the Consumer Real Estate Servicing Legal Coordinator position at Community Bank System, Inc.?
Consumer Real Estate Servicing Legal Coordinator
Olean, New York
Consumer Real Estate Servicing
9017
No
No
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Job Description
Overview
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.
Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities
This position supports senior bank and department management to be compliant with bank and investor guidelines with portfolio and investor mortgage loans, by conducting legal servicing (foreclosure and bankruptcy) functions.
Essential Responsibilities:
Supports CRES management in conducting legal servicing functions, in order to effectively protect bank and investor collateral by, but not limited to:
Foreclosure, from referral to sale/auction
Bankruptcy, from filing/proof of claim to discharge/dismissal
Administrative, from investor to protective advance workflows
Insurance claims, from mortgage guarantee to total loss claims
Legal servicing requests
Develops, maintains, and administers policies and procedures established and guided by the bank, investor, and/or regulatory agencies, to remain in compliance
Collaborates with:
All CRES staff to ensure borrowers are properly addressed regarding:
Remedying foreclosure actions
Handling bankruptcy accounts
Home retention (collections and loss mitigation) staff for:
Deed-in-lieu of foreclosures
Short sales
Other departments and branches to improve or develop effective practices, address needs, and expand on opportunities
Investors as applicable for secondary market accounts
Performs all collection and servicing staff duties as needed
Other duties as assigned
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner
Ancillary Duties:
As an integral member of the CRES Department, this position is also responsible to provide assistance wherever necessary to help the Consumer Real Estate Servicing Department and the Bank in achieving their annual goals.
Qualifications
Education, Training and Requirements:
Bachelor's Degree or equivalent specialized training and work experience required
All applicants must be 18 years of age or older
Skills:
Proficient reading, writing, and grammar skills
Excellent mathematical skills
Proficient communicative skills.
Must be able to demonstrate ability to analyze data from reports/workbooks and have thorough knowledge of Excel
Ability to create, implement, and maintain workflows bases on regulatory guidelines
Highly organized; results driven with competency to meet demands of proficiency, effectiveness, and efficiency.
Must be collaborative, have the ability to adapt and reprioritize, and have an independently objective mindset
Must be able to consistently demonstrate the Company's core values; integrity, excellence, and teamwork
Experience:
Minimum of two (2) years with collections, foreclosure, bankruptcy, loss mitigation, finance, accounting, legal, or real estate fields strongly preferred.
Other Job Information
Hours: 40 hours/week; some weekends and holidays as needed.
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.
Minimum
USD $21.75/Hr.
Maximum
USD $30.50/Hr.