What are the responsibilities and job description for the Personal Lines Insurance Agent position at Comma Insurance?
The entire Comma team is committed to living up to our brand promise—delightful insurance experiences, every client, every time! Insurance Advisors drive sales by building pipelines through networking, referrals, and social channels, while delivering a white-glove experience to every client, perfectly aligned with our values: Bold, Personal, Sturdy, and Excellent.
Duties
- Engage with prospective and existing clients through outside sales efforts, including telemarketing and community outreach, to promote personal insurance products.
- Conduct comprehensive needs analysis to recommend tailored coverage options for property, casualty, health, and life insurance policies.
- Negotiate policy terms and premiums with clients to ensure mutual satisfaction while meeting company targets.
- Manage sales administration tasks using CRM systems and Microsoft Office tools to track leads, quotes, policies, and client interactions efficiently.
- Build strong customer relationships through exceptional client communication and personalized service, fostering loyalty and repeat business.
- Stay informed about insurance regulations, industry trends, and product updates such as HIPAA compliance for health insurance or benefits administration for employee plans.
- Assist clients with claims processes, policy renewals, and coverage adjustments to ensure seamless service delivery.
Experience
- Proven experience in outside sales or retail sales environments with a focus on insurance or financial products.
- Strong negotiation skills combined with excellent communication abilities in both bilingual or multilingual settings preferred.
- Knowledge of commercial insurance concepts alongside personal lines coverage such as property casualty, health, and life insurance.
- Familiarity with CRM systems, Microsoft Office Suite, and sales administration tools to streamline workflow.
- Demonstrated analysis skills to evaluate client needs accurately and recommend suitable coverage options.
- Understanding of insurance regulation standards including HIPAA compliance for health-related policies.
- Previous experience in telemarketing or client outreach roles is advantageous but not mandatory; enthusiasm for learning is key!
Embark on a rewarding career where your proactive approach and customer-centric mindset will help clients safeguard their futures while advancing your professional journey in the vibrant world of insurance!
Pay: $65,300.00 - $120,500.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance
- Work from home
Work Location: Remote
Salary : $65,300 - $120,500