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Payments Techno-Functional Business Analyst - Cards Settlement knowledge

Cognizant
Houston, TX Full Time
POSTED ON 4/21/2026
AVAILABLE BEFORE 5/20/2026
Payments Techno-Functional Business Analyst - Cards Settlement knowledge Cognizant Technology Solutions is looking for a Payments Techno-Functional Business Analyst - Cards Settlement knowledge to join in our team of IT professionals in a permanent role. If you meet our background requirements and skills and are looking for an opportunity with these skills and expertise, here is the ideal opportunity for you! Role: Payments Techno-Functional Business Analyst - Cards Settlement knowledge Experience: 8-12 years of strong experience Job Location: We are ideally looking for candidates to work at the Client site in a hybrid model (3 days per week) in Houston TX Roles and Responsibilities We are seeking a Payments Business Analyst having expertise in end-to-end lifecycle of card-based transactions using ISO8583 format, and specializing in settlement and reporting functionalities. Alongside functional expertise, candidate should have basic knowledge in Unix, shell scripting and troubleshooting experience. Responsibilities • Knowledge in Settlement and Reporting functionalities (OR) Understanding of transaction processing in Debit / Credit payment network applications and related entities such as Merchant Acquirer Issuer and Network. • Able to review the deliverables from the development teams • Collaborate with Product managers Product Owners Architect and project managers to define accurate requirements • Help define test cases and acceptance criteria • Validate outputs to ensure business objectives are correctly implemented • Evaluate the impact of changes to the systems • Help identify potential downstream effects • Work closely with developers QA and Product family owner to provide functional clarity throughout the project life cycle • Able to analyze the transactional data • Ability to articulate both technically and functionally Work Authorization: Cognizant will only consider applicants who are legally authorized to work in the United States. Salary and Other Compensation: The annual salary for this position will depend on experience and other qualifications of the successful candidate. Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements: • Medical/Dental/Vision/Life Insurance • Paid holidays plus Paid Time Off • 401(k) plan and contributions • Long-term/Short-term Disability • Paid Parental Leave • Employee Stock Purchase Plan #LI-SA1 Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law The Cognizant community: We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive. Cognizant is a global community with more than 300,000 associates around the world. We don’t just dream of a better way – we make it happen. We take care of our people, clients, company, communities and climate by doing what’s right. We foster an innovative environment where you can build the career path that’s right for you. About us: Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2024) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws. Disclaimer: Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law. Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.

Salary.com Estimation for Payments Techno-Functional Business Analyst - Cards Settlement knowledge in Houston, TX
$123,990 to $147,034
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