What are the responsibilities and job description for the Commercial Lender position at CMYK-WHT midnight background?
The Commercial Lender is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.
- Calls on potential or existing customers to develop new business and increase or retain existing business
- Makes and services a wide variety of business and individual loans, both secured and unsecured
- Cross-sells bank products and services
- Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
- Develops strong centers of influence and serves within community organizations and functions
- Manages a $5-$8 million loan portfolio, and expands existing relationships within the portfolio
- Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
- Follows current loan and credit lines to ensure complete compliance with terms
- Requires work on physical bank premises
Qualifications:
- Bachelor's degree in business or banking preferred
- 4 - 6 years of formal credit training with commercial lending experience
- Must be fluent in Spanish
Skills:
- Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
- Travel to a variety of locations to perform work and/or attend meetings as required
- Work occasionally requires more than 40 hours per week to perform the essential functions of the position
- Must be able to travel regularly from location to location
- Lifting in an office setting may be required up to 30 lbs.