What are the responsibilities and job description for the Banking Center Market President III position at CMYK-WHT midnight background?
The Banking Center Market President is responsible for overseeing lending activities for either a geographic region or for a designated market niche. Responsibilities also include the development and management of a quality loan and deposit portfolio, the implementation and involvement of community activity programs, the delivery of quality, professional customer service, all in accordance with the strategic plan of the Bank in order to ensure goals are met and the maximization of profits.
- Calls on potential or existing customers to develop new business and increase or retain existing business
- Develops, analyzes and approves loans within lending limits, and recommends loan limits, in accordance with loan policies and underwriting guidelines to ensure quality of the loan portfolio
- Oversees the coordination and efficient implementation of marketing, sales and customer service strategies to build and retain loans and deposits and to ensure the delivery of customer service and to expand market share
- Monitors delinquency, loss, and risk rating accuracy across all assigned business units
- Assists relationships managers with structuring, pricing, and documentation of larger commercial loan transactions
- Maintains prescribed security controls to protect the facility against criminal and fraudulent operations and unnecessary risk or exposure
- Requires work on physical bank premises
Qualifications:
- 10 years of commercial lending experience
- Bachelor's degree or equivalent education/work experience
- Requires extensive product knowledge
Skills:
- Intermediate to advanced knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to perform complex math and carry out complex written instructions
- Work occasionally requires more than 40 hours per week to perform the essential functions of the position
- Lifting in an office setting may be required up to 30lbs
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.