What are the responsibilities and job description for the Risk Analyst position at Climate First Bank?
We are changing FINANCE to finance CHANGE!
At Climate First Bank, we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, and SBA loans—all designed to power a better future.
With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them.
Welcome to the Movement
You are joining a team of driven, mission-aligned individuals ready to make an impact. They share your passion for sustainability, your ability to thrive in a fast-paced environment — and, just like you, want to be part of something bigger! We are goal-setters, go-getters, and changemakers. We celebrate wins, tackle challenges head-on, and push the boundaries of what can be achieved when technology and finance seamlessly integrate. We are fueled by purpose and growth, and with you on board, we will reach new heights in achieving our lofty goals.
How you will thrive at Climate First Bank
At Climate First Bank, we’re not just building a better future for the planet — we’re also investing in yours. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance.
At Climate First Bank, we’re building a future rooted in sustainability, equity, and resilience. Every team member plays a role in shaping an inclusive, regenerative economic system. As a Risk Analyst, you’ll report to the Chief Compliance, BSA, and Risk Officer and serve as a key player in safeguarding the bank’s operations and financial performance. This individual contributor role focuses on identifying, assessing, and mitigating risks, analyzing data, and ensuring compliance with regulatory standards while supporting our mission-driven approach to banking. This is a Remote, US Based position
What You’ll Contribute In This Role
At Climate First Bank, we believe that how we work is just as important as what we do. Every team member is expected to deliver high-quality results on time—whether independently or in collaboration with others. You’ll be part of a supportive, mission-driven team where professionalism, communication, and collaboration are key to our collective success.
What To Expect In Your Work Environment
This role is remote within the US. It requires the ability to perform essential functions such as sitting, talking, hearing, and occasionally lifting up to 20 lbs. You may also be asked to attend remote meetings, travel, or work evenings and weekends as needed. We’re committed to supporting our team, and reasonable accommodation will always be considered on a case-by-case basis.
Your Commitment
By stepping into this role, you acknowledge and embrace the responsibilities outlined here. You understand the outlined responsibilities are not intended to be all encompassing and that they may evolve or change over time and that management reserves the discretion to assign or reassign duties and responsibilities to this position at any time. While your duties may evolve over time, your adaptability and alignment with our mission will remain at the heart of your success.
At Climate First Bank, we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, and SBA loans—all designed to power a better future.
With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them.
Welcome to the Movement
You are joining a team of driven, mission-aligned individuals ready to make an impact. They share your passion for sustainability, your ability to thrive in a fast-paced environment — and, just like you, want to be part of something bigger! We are goal-setters, go-getters, and changemakers. We celebrate wins, tackle challenges head-on, and push the boundaries of what can be achieved when technology and finance seamlessly integrate. We are fueled by purpose and growth, and with you on board, we will reach new heights in achieving our lofty goals.
How you will thrive at Climate First Bank
At Climate First Bank, we’re not just building a better future for the planet — we’re also investing in yours. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance.
- Health Coverage — 100% Paid by Us (employee coverage, employer contribution towards dependents)
- Financial Wellness & Wealth Building
- 401(k) with 6% Employer Match — start saving for retirement with a strong head start and no vesting period.
- Employee Stock Options and Grants — share in the success you help create.
- Exclusive Employee Banking Perks — including employee-only account and loan products.
- Generous Paid Time Off— 2–4 Weeks of Vacation for full time employees based on officer level and 64 Hours of Paid Sick Time for all full-time employees.
- Protection & Peace of Mind— We offer company-paid life insurance, Disability Insurance and an Employee Assistance Program (EAP) with free counseling, legal, and financial services.
At Climate First Bank, we’re building a future rooted in sustainability, equity, and resilience. Every team member plays a role in shaping an inclusive, regenerative economic system. As a Risk Analyst, you’ll report to the Chief Compliance, BSA, and Risk Officer and serve as a key player in safeguarding the bank’s operations and financial performance. This individual contributor role focuses on identifying, assessing, and mitigating risks, analyzing data, and ensuring compliance with regulatory standards while supporting our mission-driven approach to banking. This is a Remote, US Based position
What You’ll Contribute In This Role
- Risk Assessment & Analysis You’ll conduct thorough risk assessments across operational areas, identifying potential vulnerabilities and recommending proactive solutions.
- Enterprise Risk Management Oversight Take ownership of administering and maintaining the Enterprise Risk Management system, ensuring it remains robust and aligned with organizational goals.
- Regulatory Compliance & Internal Controls Ensure adherence to regulatory requirements and internal standards, keeping the bank compliant and audit-ready at all times.
- Data Monitoring & Reporting Analyze risk data to spot trends, prepare insightful reports, and present findings to senior leadership for informed decision-making.
- Cross-Functional Collaboration Partner with departments across the bank to implement effective risk management strategies and foster a culture of risk awareness.
- Champion our Mission fiercely and passionately You’ll adopt and practice a commitment to social, economic, environmental, and racial justice. You will apply curiosity and interest in our core values and pursue education related to sustainability practices.
- Protect our Organization and our Customers You will quickly pursue and demonstrate an understanding of all established Bank policies, procedures, and regulations, but especially those defined by BSA, AML, CIP, and OFAC. Recognizing the importance of protecting the organization and our customers, you will question suspicious activity and stay in close collaboration with our Compliance department to ensure proper investigation and processing of potentially fraudulent activity. You will stay informed on legal context and regulatory requirements and prioritize completing all web-based compliance and IT training.
- Your Experience and Education You bring a solid foundation in finance, business, or a related field—ideally with a bachelor’s degree and 3 years of experience in risk management or banking. Your background equips you to understand regulatory frameworks, interpret risk data, and apply best practices confidently.
- Your Entrepreneurial Self-Starter Mentality This role requires independence and initiative. You should thrive in an environment where you own projects from start to finish, proactively identify risks, and implement solutions without waiting for direction. If you’re resourceful and comfortable navigating ambiguity, you’ll excel here.
- Your Master Communicator Skills Risk management isn’t just about numbers—it’s about influence. You’ll need to translate complex risk concepts into clear, actionable insights for stakeholders at all levels. Strong written and verbal communication skills are essential for preparing reports, presenting findings, and fostering collaboration.
- Your Tech-Forward Thinking Technology is central to risk analysis. You should be proficient in Microsoft Office Suite (especially Excel for data analysis) and comfortable learning new systems, including enterprise risk management platforms. Familiarity with data visualization or risk modeling tools is a plus.
- Your Organization & Efficiency Guru Status Managing multiple priorities is part of the job. You’ll need exceptional organizational skills to keep projects on track, meet deadlines, and maintain accurate documentation. Attention to detail is critical—small errors can have big consequences in risk management.
- Your Commitment to Being a Team Player While this is an individual contributor role, collaboration is key. You’ll work closely with compliance, operations, and other departments to implement risk strategies. A cooperative mindset and willingness to share knowledge will help you succeed and strengthen the team.
At Climate First Bank, we believe that how we work is just as important as what we do. Every team member is expected to deliver high-quality results on time—whether independently or in collaboration with others. You’ll be part of a supportive, mission-driven team where professionalism, communication, and collaboration are key to our collective success.
What To Expect In Your Work Environment
This role is remote within the US. It requires the ability to perform essential functions such as sitting, talking, hearing, and occasionally lifting up to 20 lbs. You may also be asked to attend remote meetings, travel, or work evenings and weekends as needed. We’re committed to supporting our team, and reasonable accommodation will always be considered on a case-by-case basis.
Your Commitment
By stepping into this role, you acknowledge and embrace the responsibilities outlined here. You understand the outlined responsibilities are not intended to be all encompassing and that they may evolve or change over time and that management reserves the discretion to assign or reassign duties and responsibilities to this position at any time. While your duties may evolve over time, your adaptability and alignment with our mission will remain at the heart of your success.
