Small Business Banker

About the Role

We're looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you'll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.

What You'll Do

Grow and manage a portfolio of 250 small business clients.
• Proactively acquire new relationships through prospecting, networking, and outreach.
• Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.
• Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.
• Support branch operations including account opening, teller transactions, and loan support as needed.
• Serve as a community ambassador and leader for the bank's small business efforts.
• Ensure compliance with all regulatory, policy, and procedural standards.

Key Responsibilities

• Consistently meet or exceed sales and referral goals for deposits, loans, and services.
• Perform financial reviews and loan pre-screens; complete cash flow analyses.
• Make independent overdraft pay/return decisions within assigned limits.
• Support the loan application and closing process; collect and review required documentation.
• Maintain operational integrity through proper balancing, ticketing, and risk protocols.
• Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.

What You Bring

• 2-7 years of recent experience as a Small Business Banker or similar role.
• Solid credit background with proven ability to structure loans and analyze credit.
• Demonstrated success in acquiring and growing small business relationships.
• Ability to complete independent pre-screens and cash flow analysis.
• Collaborative, proactive, and goal-oriented mindset.
• Excellent communication and relationship management skills.

• Bachelors degree in Business or Finance preferred.
• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.

• SBA lending experience a plus.

City National Bank of Florida is an Equal Opportunity Employer and is committed to providing equal employment opportunities to all applicants. We do not discriminate on the basis of race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other status protected under federal, state, or Florida law. City National Bank of Florida complies with the Americans with Disabilities Act (ADA) and applicable Florida laws. Qualified individuals with disabilities who require a reasonable accommodation in order to complete the online application or participate in the hiring process may contact our Human Resources Talent Attraction Department talent.attraction@citynational.com.