Branch President

Reports To: Chief Lending Officer

Job Overview

This senior lender is responsible for developing a significant, visible presence for the bank in the local market. This would include responsibility for developing new relationships resulting in a larger loan portfolio and increased deposits. The senior lender would be reporting to the Chief Lending Officer. The preferred candidate would have an extensive network of established relationships. The position requires the promotion of banking products and performing various lending duties. The highest level of professionalism, quality of service, confidentiality and ethics is required. This position requires the successful candidate to be actively involved in local civic service and other public groups in the community.

Responsibilities

• Making outside calls to clients and prospects in a continuous effort to foster relationships and promote the Bank’s image and products in the market.
• Collaborate with internal departments, including Treasury Management, to identify and deliver tailored financial solutions that meet the full scope of the client’s needs.
• Create a team atmosphere with branch staff to ensure the branch meets their goals.
• Manage and maintain an acceptable level of credit risk in the loan portfolio of the Branch.
• Analyze loan credit requests for the Portfolio and determine the appropriateness of loan terms, credit risk, and collateral requirements in conjunction with the Chief Lending Officer and the Loan Committee.
• Resolve customer disputes in a timely fashion while maintaining the highest level of professionalism and integrity.
• Communicate with Chief Lending Officer on a regular basis on the progress of the Portfolio, past dues, exceptions, loan credit grading and any other applicable issues.
• Maintain accurate and up-to-date client records, interactions, and loan pipeline activities using the bank’s CRM system.
• Maintain a high level of communication with all appropriate personnel.
• All other projects and responsibilities as assigned by the Chief Lending Officer.

Skills

• Ability to use a personal computer including spreadsheets and word processing software.
• Ability to communicate effectively to clients and bank personnel.
• Ability to work as a team and adapt to change.
• Must have a professional demeanor and appearance and conduct yourself appropriately at all times.

Requirements

• Bachelor’s degree in business or banking or equivalent educational experience required.
• Seven years of banking and supervisory experience preferred.