Lender - Agricultural and Business Focus

Job Description

We are seeking an individual looking to build or advance a career in banking and lending. In this role, you will develop and strengthen relationships with new and existing commercial and agricultural businesses, farmers, households, and individuals. You will also promote a full range of lending, deposit, and wealth management solutions.

You will work collaboratively with our management and development team while strengthening foundational competencies through internal training and professional education opportunities. The bank provides meaningful support for developing local and professional networks.

This is a full-time, in-person position based in Storm Lake, Iowa.
Starting salary: $65,000–$135,000 , depending on qualifications and experience.
Benefits: A unique and competitive benefits package, including a 100% employer-funded retirement plan equal to 15% of base salary.

Responsibilities

• Manage all aspects of a primarily business and agricultural loan portfolio, including:
  • Receiving and preparing loan application requests
  • Loan origination
  • Financial and credit analysis and ongoing portfolio monitoring
  • Loan collection efforts, as necessary
• Engage in business development activities that:
  • Drive growth of commercial and agricultural lending relationships
  • Generate referrals for residential mortgage loans, consumer loans, deposit accounts, and wealth management services
• Assume responsibility for an existing loan portfolio and expand it over time
• Maintain strong knowledge of bank products and services and cross-sell ancillary solutions through appropriate internal referrals
• Participate in community activities and events to increase visibility and generate new business opportunities

Qualifications

• Strong work ethic with the ability to work independently and collaboratively to achieve organizational goals
• Ability to create mutually beneficial solutions that meet client needs
• Effective communication skills, both written and verbal
• Strong analytical skills with the ability to evaluate information and communicate accurate conclusions
• Interest in and aptitude for working extensively with financial data and analysis
• High level of attention to detail and accuracy
• Ability to maintain strict confidentiality of customer and organizational information
• Proficiency in Microsoft Excel or willingness to become proficient; working knowledge of Microsoft 365 applications

Company Description

Citizens First National Bank is a medium-sized, family-owned community bank located in Storm Lake, Iowa. Chartered in 1902, the bank is still managed by members of the founding family. For more than a century, we have been committed to relationship-based banking that serves our customers, our employees, and our community.

We value hard work and personal responsibility, and we believe family life is as important as work life. We believe good business is built on sincere, long-lasting relationships that benefit our organization, our customers, and the communities we serve.

Benefits

We offer a first-rate benefits package, including a 100% employer-funded retirement plan.