Post Closing Compliance Analyst

Description

The Post Closing Compliance Analyst is responsible for reviewing, auditing, and managing the post-closing process for loans at Champions Funding. This role ensures all closed loan files are complete, accurate, and compliant with company policies, investor guidelines, and regulatory requirements. The Post Closing Analyst will work closely with internal teams, borrowers, and third-party partners to resolve deficiencies, obtain trailing documents, and ensure timely delivery of loan files to investors.

Key Responsibilities

• Work remotely, 5-days a week, handling all post-closing compliance audit and review activities.
• Review closed loan files for completeness, accuracy, and compliance with investor and regulatory standards.
• Identify, track, and resolve post-closing compliance conditions, exceptions, and deficiencies.
• Prepare and correct documents such as Post Consummation Closing Disclosures and Cover Letters as needed to ensure compliance with company and investor guidelines.
• Communicate with borrowers and third parties to resolve post-closing issues and obtain missing documentation.
• Ensure timely delivery of response documents to compliance findings.
• Maintain accurate records by scanning and uploading documents into the loan origination system.
  
  

Requirements

• 5 years of experience in mortgage lending, post-closing, or loan operations preferred.
• Strong knowledge of post-closing processes, TRID, Section 32 High Cost, Section 35 Higher Priced Mortgage Loans, Ability to Repay
• Experience auditing loan files and resolving post-closing conditions or deficiencies with Third Party Review firms.
• Strong attention to detail and organizational skills with the ability to manage multiple deadlines.
• Excellent communication skills, both written and verbal, with the ability to collaborate across teams.
• Ability to work independently and in a team-oriented environment.
• Familiarity with loan origination systems (e.g., Encompass) is preferred.