Deposit Officer

SUMMARY:

Assists with the planning, organizing, and managing of the bank’s deposit gathering efforts in a manner consistent with its strategic plan, vision, mission and core values. This will include calling on current and prospective customers, onboarding new products, and managing through the life cycle of deposit services.

DUTIES AND RESPONSIBILITIES:

Deposit officer will work with the CBIO to develop, manage and oversee the following aspects of the Bank’s deposit gathering services with complete accountability, transparency and continuity:

• Live the culture, be a champion of possibility and pave the way for deposit products to become a reason clients bank with us

• Development and implementation of expanded corporate treasury management services in conjunction with the bank’s deposit operations team

• Partner with the bank’s commercial calling officers to solicit and service commercial depositors

• Serve as a primary point of contact for current and prospective commercial depositors

• Educate the bank’s employees on the depository and treasury management services that the bank offers

• Identify opportunities to attract new deposit customers through community outreach, referrals, and marketing initiatives

• Collaborate with the sales team to develop strategies for increasing deposit growth and achieving deposit targets

• Prepare ongoing maintenance of our existing product suite to maximize the use of each service offered

• Participate in training sessions and meetings to stay informed about the latest products, services, and industry trends

• Work with the bank’s retail management to keep consumer depository services competitive and up-to-date with technology

QUALIFICATIONS:

• Bachelor’s degree (B.A.) or equivalent in business, technology or related field, 5 years related experience specifically in the bank deposit or treasury management rolls

• Preferred experience in deposit-products, remittances, ACH and other forms of electronic payments

• Industry certification (Certified Treasury Professional, etc) preferred but not required

• Proven experience dealing with rules, guidance and regulations of banking related regulatory agencies

• Knowledge of commercial treasury management products, payment platforms, technology and data file exchanges associated with prepaid cards, debit cards, remittance products and ACH

• Knowledge of Jack Henry Core Director and the integration of their treasury management products to the same

• Ability to effectively communicate with people at all levels and from various backgrounds.

• Understands the organizations value proposition and can articulate fundamentals of business and how the units tie together

• Able to champion new ideas, manage change, and execute on action plans

• Strong organizational, problem-solving, and analytical skills

• Strong interpersonal skills

• Creative, flexible, and innovative team player

• Commitment to excellence and high standards

• Excellent written and verbal communication skills

COMPETENCIES:

• Project Management--Develops project plans; Coordinates projects; Communicates changes and progress; Completes projects on time and budget; Manages project team activities.

• Technical Skills--Assesses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others.

• Interpersonal Skills--Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.

• Its about People--Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.