What are the responsibilities and job description for the SFG Credit Analyst position at Cedar Rapids Bank & Trust?
Job Type
Full-time
Description
TITLE: SFG Credit Analyst
DEPARTMENT: Specialty Finance Group
Job Summary
The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio.
Essential Functions
QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.
It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
Full-time
Description
TITLE: SFG Credit Analyst
DEPARTMENT: Specialty Finance Group
Job Summary
The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio.
Essential Functions
- Manage the SFG construction draw review process, including reviewing submitted draw requests, packaging approval requests, and working with SFG Admin to process draws and disburse funds.
- Manage the portfolio tracking process, including gathering and entering data in the financial statement, borrowing base, covenant, marketable securities, and guidance line tracking reports; barcoding financial statements and preparing, reviewing, and distributing the monthly tracking report.
- Assist the SFG team with underwriting, including project and financial analysis of new project requests.
- Interact and collaborate with loan administrative staff and/or loan officers to provide timely responses to internal and external customer inquiries and servicing needs.
- Assist the SFG Credit Manager with projects and analysis relating to the macro SFG portfolio as necessary.
- Support the leadership teams as appropriate.
- Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
- Foster and preserve a culture of inclusion.
- Additional duties and responsibilities may be required to support the company’s mission, vision and values.
- Bachelor’s degree in accounting, business administration or related field; or equivalent combination of education and experience required.
- Minimum one to two years of analytical experience.
- Previous banking experience preferred.
- Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
- Excellent organizational skills with the ability to organize and manage a variety of projects and tasks.
- Capability to manage sensitive information and uphold confidentiality.
- Demonstrated strong math skills and ability to organize and analyze complex financial information.
- Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail.
- Strong verbal, written and interpersonal communication skills.
- Duties are performed in a professional office environment.
QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.
It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.