What are the responsibilities and job description for the Small Business Banker position at CBI Bank & Trust?
Description
Position Description: The position of Small Business Banker is responsible for developing and maintaining a high quality loan portfolio while supporting commercial lenders in their efforts to generate additional loan and deposit revenue for the bank. As primary liaison with small business clients, the incumbent will be responsible for maintaining existing small business client relationships through a regular calling schedule, soliciting potential new loan and deposit accounts, identifying cash management opportunities, and providing support to the credit administration function.
Key Accountabilities
Position Requirements:
We care about our employees' well-being and offer a comprehensive benefits package, including medical, dental, and vision insurance, a 401(k) retirement plan, and generous paid time off. We also provide employer-paid life insurance, as well as short-term and long-term disability coverage, ensuring peace of mind for you and your family.
Position Description: The position of Small Business Banker is responsible for developing and maintaining a high quality loan portfolio while supporting commercial lenders in their efforts to generate additional loan and deposit revenue for the bank. As primary liaison with small business clients, the incumbent will be responsible for maintaining existing small business client relationships through a regular calling schedule, soliciting potential new loan and deposit accounts, identifying cash management opportunities, and providing support to the credit administration function.
Key Accountabilities
- Develops and maintains high quality loan portfolio.
- Maintains a weekly calling program with current small business clients to solidify business relationships as well as identify loan and/or deposit opportunities.
- Identifies issues or obstacles in small business relationships and establishes plans to meet these issues or obstacles.
- Solicits new small business clients for loans and/or deposit accounts.
- Manages own pipeline while also assisting with the managers pipeline of work, including conducting loan closings with clients.
- Maintains thorough understanding of deposit, cash management and electronic banking products and works in conjunction with Cash Management Officer in selling, opening and servicing these products.
- Analyzes loan requests, prepares credit presentations, and makes recommendations to manager. Assures new loans are documented according to the terms approved in credit presentations. May assist Business Banking Administrator with document tracking as required by loan policy, including gathering documents and obtaining customer signatures as required.
- Promotes the Privilege Banking Program by contacting businesses and setting up meeting times for onsite presentations to meet with their employees and sign-up interested clients.
- Participates in community activities to increase the Bank’s visibility and enhance new business opportunities.
- Actively upholds the organization’s vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions.
- Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type.
- Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
- Has a strong commitment and dedication to internal and external customer service.
Position Requirements:
- Excellent time management and organizational skills
- Ability to handle multiple tasks within tight time frames
- Excellent attention to detail
- Strong customer service skills
- Strong verbal, written, and interpersonal communication skills
- Proficiency with Microsoft Office software
- 2-3 years of commercial lending experience preferred
We care about our employees' well-being and offer a comprehensive benefits package, including medical, dental, and vision insurance, a 401(k) retirement plan, and generous paid time off. We also provide employer-paid life insurance, as well as short-term and long-term disability coverage, ensuring peace of mind for you and your family.