What are the responsibilities and job description for the Field Underwriter - Greater Kansas City Area position at Career Opportunities?
The Field Underwriter will evaluate, price, and underwrite commercial insurance risks while managing an assigned agency territory. This role partners closely with independent agents to drive profitable growth, retention, and portfolio quality across all SECURA product lines. The position requires strong underwriting judgment, relationship management, and territory planning skills.
RESPONSIBILITIES:
Underwriting & Risk Management
- Build and maintain a profitable commercial lines book of business
- Evaluate new submissions within underwriting authority, determining risk acceptability, pricing, terms, and conditions
- Conduct occasional on-site risk inspections and analyze financials, loss runs, and inspection reports
- Identify reinsurance needs and recommend appropriate coverages or endorsements
- Ensure accurate documentation, policy issuance, billing, and underwriting rationale
Agency & Territory Management
- Develop strong relationships with independent agents to generate profitable business
- Regularly visit agencies to solicit new business, communicate underwriting appetite, and improve submission quality
- Support agency recruitment, development, remediation, or termination based on performance
Portfolio & Production Management
- Manage territory performance to achieve growth, profitability, retention, and objectives
- Monitor submission flow, hit ratios, loss trends, and key underwriting metrics
- Negotiate pricing and terms competitively while maintaining underwriting discipline
- Use data and reports to drive production and renewal results
Collaboration
- Partner with Claims, Loss Control, Premium Audit, Billing, and Underwriting teams to ensure effective account servicing
- Contribute to discussions on market trends, agency performance, and portfolio strategy
- Other duties as assigned
QUALIFICATIONS:
PREFERRED:
- Bachelor’s degree or equivalent experience
- Professional designations : AU, CPCU, CIC, ARM
- Experience advising agencies on underwriting strategy and book performance
ESSENTIAL:
- 5 years of commercial insurance experience, including multi-line underwriting
- Proven risk analysis, sales, negotiation, and relationship-management skills
- Strong written and verbal communication skills
- Ability to independently manage a territory and interpret performance data
- Proficiency with Microsoft Office
REQUIRED:
- Ability to obtain and maintain a valid driver's license and an acceptable driving record consistent with the terms in SECURA's Fleet Vehicle Manual
- Travel with overnight stays
At SECURA, we are transforming the insurance experience by putting authenticity at the forefront of everything we do. Our mission is clear: we’re making insurance genuine. We recognize that our associates are our greatest assets, and we invest in their well-being and professional growth. We offer opportunities for continuous learning and career advancement, competitive benefits, and a culture that champions work-life balance. Joining SECURA means becoming part of a dynamic team that values each individual’s contribution and fosters a collaborative atmosphere. Here, you’ll not only find a fulfilling career but also a place where you can make a positive impact every day.
SECURA Insurance strives to provide equal opportunity for all employees and is committed to fostering an inclusive work environment. We welcome applicants from all backgrounds and walks of life.