What are the responsibilities and job description for the Loan Officer position at Cardinal Credit Union?
Description
Are you searching for an opportunity to make a real impact, experience professional growth, and become a respected member of one of the 200 Healthiest Credit Unions in the nation?
Cardinal Credit Union was selected by The Cleveland Plain Dealer as a Top Work Places and one of the Best Workplaces in Ohio.
Here at Cardinal, we believe in creating a strong culture that encourages and supports teamwork, integrity, mutual respect, and accountability, our core values. Our goal is to provide an inclusive, collaborative, and engaging workplace where staff is challenged to do their best. Cardinal strives to create a culture supporting ideas and innovation and offers various opportunities for both personal growth and professional development.
Role:
- This is a Float Loan Officer position; you will float to our local branches on an as needed basis.
- Our Loan Officers assist members and potential members with their Credit Union needs.
- Provide account information by phone or in person, as well as information on the full range of credit union products and services.
- Open accounts for members, interview, and professionally handle the member’s daily needs.
- Responsible for interviewing and evaluating applicants for routine loans and processing loan applications.
- Gather background information and analyze loan applicant’s credit history.
- Provide a variety of transaction services to members including loan processing, closing, and disbursal.
- Meeting minimum performance standards regarding referrals, sales, production, and quality control.
Cardinal Credit Union is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment.
We are a non-smoking work environment.
PM22
Requirements
Experience: Six months to two years of similar or related experience.
Education: College degree preferred
Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
Other Skills: Working knowledge of principles and processes for providing member and personal services. Actively looks for ways to help people. Communicates information and ideas in speaking so others will understand. Working knowledge of related computer systems and applications.