What are the responsibilities and job description for the Portfolio Manager position at Cameron Smith & Associates, Inc.?
The Commercial Loan Portfolio Manager will play a critical role on the commercial lending team in Central Arkansas by:
- Working closely with relationship managers, underwriters, credit analysts, loan operations, and external partners to support or oversee the service and documentation of commercial loan relationships
- Engaging borrowers to obtain required financial information while reviewing all submitted documentation for accuracy and eligibility
- Performing underwriting summaries for new and renewal commercial loan requests to support sound credit decisions
- Assisting in covenant tracking and financial ratio stress testing to ensure ongoing compliance and identification of emerging risks
- Providing oversight on project-related activities, including construction inspections, documentation review, and progress reporting to confirm adherence to approved terms and timelines
- Conducting stress testing and concentration reporting on loan portfolios
To excel as a Commercial Loan Portfolio Manager, you will need a blend of analytical and interpersonal skills. Strong analytical abilities are essential for evaluating financial statements, understanding risk, and making informed decisions. You should possess excellent communication skills, both written and verbal, to effectively collaborate with fellow associates and customers. A customer-centric mindset is vital, as you will be expected to build and maintain strong relationships.
Problem-solving skills are necessary to adhere to policy, address issues, and navigate complex financial situations. Attention to detail is crucial when managing documentation and ensuring compliance with regulatory requirements. Additionally, a proactive approach and adaptation will help you thrive in this fast-paced environment, contributing to the Bank's commitment to excellence.
To be successful as a Commercial Loan Portfolio Manager, you will need:
- Lending or financial analysis experience; or a comparable combination of education and experience
- At least 2 years of experience working in commercial credit
- Solid understanding of banking regulations, credit standards, and loan policy
- Strong technical proficiency in Microsoft Office and financial analysis tools
- Excellent written and verbal communication skills
- Ability to manage multiple tasks, meet deadlines, and maintain accuracy in a fast-paced environment
- Strong organizational and problem-solving abilities
- Demonstrate professionalism, integrity, and respect