Loan Processor

About Cambio: Cambio Communities was established in 2020 by a team of seasoned professionals in the manufactured housing industry, united by a shared vision to transform how communities are managed and how residents are valued.  

At Cambio Communities, our people are at the heart of everything we do.  We’re dedicated to empowering our team with fulfilling careers, meaningful growth opportunities, and the chance to make a real difference in the lives of our residents through providing exceptional service and fostering thriving, connected communities.

We’re a people first organization and here’s how you’d fit in at Cambio: 

 

At Cambio Communities, our Core Values define who we are and how we operate.  Represented by the acronym EPIC – Empowerment, Passion, Integrity, and Collaboration – these principals guide our commitment to creating exceptional (or EPIC) experiences for our residents, our team members and our communities. 

 

Position Summary

The Loan Processor is responsible for managing all cash and finance sales transactions, ensuring alignment with the company’s goals and objectives and representing the company’s core values.  This includes with both our customers and lenders and ensuring a smooth and timely closing process.

 

Duties and Responsibilities

What you will do:

The qualified individual will work as an integral part of the Sales team to perform the following essential job functions: 

• Walk the finance & cash sale process from submission to closing which includes: 

• Ensuring that all credit applications meet quality standards for completeness and accuracy.

• Performing a full range of loan processing steps to verify complete loan files, submit applications to lender, work to clear conditions, and order loan documents.

• Generation of document packages for cash sales

• Assist in guiding and mentoring the team in the field through the processes 

• Work closely with teammates to share knowledge and experience to improve results

• Evaluate processes, incentives, and marketing to maximize results.  

• Partner with subject matter experts to develop and/or update process reviews, system updates, job aids and forms, etc. 

• Electronically organize files and ensure timely and accurate execution of a wide range of loan processing functions.

• Audit sales packages for accuracy and completeness before sending them to the appropriate lender.  

• Complete monthly reporting for state specific reports.

• Pull NADA values and order appraisals as necessary.

• Position may require working scheduled and/or flexible hours on evenings and weekends, as well as other non-business hours as customer traffic dictates.

• Position may require temporary or permanent reassignment of work location as directed by Regional Supervisor or Senior Leadership.

• Other duties as assigned.

 

Qualifications

What you should have:    

• Associate's Degree (AA) or equivalent from a two-year college or technical school, or six months to one year related experience and/or training, or equivalent combination of education and experience.

• Licenses preferred, but not required: Mortgage Loan Originator (MLO)

• Computer skills required: Accounting Software; Contract Management Systems; Inventory Software; Microsoft Office Suite; Project Management Software; Property Management Software; LMS

• A growth mindset; always testing and learning.

• Willingness and ability to present self in a neat, clean, and professional manner always throughout the workday and/or whenever present at the community. 

 

Compensation

What we have to offer: 

We know that happy people are productive and perform. If we take good care of our team, everything else will fall in place. That’s why we offer competitive pay that is commensurate with the market and relevant experience, along with an excellent benefits package including Medical, Dental, Vision, Life, Disability, FSA and 401(K). Certain positions with sales and leasing responsibilities are provided with a commission plan or an override program.

 

Supervisory Responsibilities

• This job has no supervisory responsibilities.

 

Physical Demands and Work Environment

• Continually required to sit

• Continually required to utilize hand and finger dexterity

• Continually required to talk or hear

• The employee must occasionally lift and /or move more than 20 pounds.

 

Equal Opportunity Employer

At Cambio, we don’t just accept difference – we celebrate it!  We are committed to creating an inclusive environment for all employees and seek to support the diverse cultures, perspectives, skills, and experiences of our staff.

 

Cambio is an equal opportunity employer where hiring is based solely on a person's merit and qualifications directly related to professional competence. Cambio does not discriminate against any applicant or employee based on their race, creed, color, religion, gender, gender identity/expression, sexual orientation, national origin, disability, age, genetic information, veteran status, marital status, medical condition, or any other non-merit factor protected by law.

 

The above is intended to describe the general content of and requirements for the performance of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements.  Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

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Unsolicited resumes from third party agencies will not be accepted.