What are the responsibilities and job description for the Estimator I position at Brotherhood Mutual?
Job Title: Estimator I
FLSA Status: Non-Exempt
Job Family: Underwriting
Department: Estimating
Location: Corporate Office (Fort Wayne, IN)
JOB SUMMARY
A paragraph summary of the overall responsibilities of the position.
Responsible for determining property valuations based primarily on property surveys, diagrams and
photos provided by agents. Assist underwriters in understanding construction features of a property to
assist in the acquisition and retention of profitable business through proper insurance to value.
POSITION ESSENTIAL FUNCTIONS AND RESPONSIBILITIES
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential
functions.
- Calculate the square foot area, quality/type of construction, location, and other value contributing
features of a building to arrive at proper building replacement cost and actual cash value. - Input data into estimating system(s) to obtain final building valuation.
- Communicate analyzed data to the appropriate underwriter, rater or agent.
- Input commercial and residential valuation detail into the Property Survey Master file and keep the
file current with any changes or revisions that are given to underwriting about a property once a
policy has been written. - Accurately update and maintain values on existing insured properties.
- Maintain production at a level so that subsequent processors in the workflow line can meet
production deadlines. - Accurately complete the designated number of estimates set by management.
- Participate in agent schools regarding the property value function.
- Serve on committees or teams when requested.
- Project a positive and professional personal and corporate image in order to gain the confidence
of agents, underwriters and prospective and existing insureds. - Make field inspections of properties when requested by agent or underwriter.
- Complete other projects as assigned.
KNOWLEDGE, SKILLS, AND ABILITIES
The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform
each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with
disabilities to perform the essential functions.
- Must be able to access, input and retrieve information from a computer.
- Must be able to read construction blueprints or APEX diagrams in order to gather information to
complete a building cost valuation. - Must have command of the English language-both oral and written.
- Need to have decision-making skills and be able to make independent decisions.
- Effectively interface with external contacts, Brotherhood employees, managers, and department
staff members.
EDUCATION AND/OR EXPERIENCE
List Degree Requirement, Years' Experience, and Certifications
- Must have a high school diploma or equivalent.
- Must meet the company established competency standard for business writing skills.
- Associate degree in business, insurance or engineering is desired.
- Completing an appraisal course and/or hold a property appraisers license is desired.
- Some insurance related course work is desired.
- Prior experience in property insurance, building construction, and/or real estate valuation is
desired.
Terms and Conditions
This description is intended to describe the general content of and requirements for the
performance of this position. It is not to be construed as an exhaustive statement of duties,
responsibilities, or requirements.
Because the company’s niche is the church and related ministries market, and because effective
service requires a thorough understanding of this market, persons in this position must be
familiar with church operations and must conduct themselves in a manner that will neither
alienate nor offend persons within this target niche.
Brotherhood Mutual Insurance Company reserves the right to modify, interpret, or apply this
position description in any way the company desires. This job description in no way implies that
these are the only duties, including essential duties, to be performed by the employee occupying
this position. This position description is not an employment contract, implied or otherwise. The
employment relationship remains “at-will”.