What are the responsibilities and job description for the Credit Analyst position at Bray Intl Brand?
Position Summary: The Credit Analyst reports directly to the Credit Manager. The position is responsible for processing new credit applications, reviewing and setting credit limits and terms, setting up new customers, and assessing credit risks and collection issues. He/she will follow Generally Accepted Accounting Principles and company practices.
Essential Job Functions and Responsibilities: Conduct credit checks and establish credit limits and terms. Evaluate financial profile of new/existing customers, establishing open credit or appropriate credit vehicle to accommodate projects. Manage customer accounts to ensure appropriate credit limit based on volume and reduce exposure. Assist with bad debt analysis and help process lien letters. Perform other duties assigned.
Qualifications and Core Competencies (Knowledge, Skills & Abilities): Minimum 3 years experience in credit. Bachelors Degree in Accounting or related business area, but not required if appropriate experience. This position requires hands-on experience using ERP systems and strong Excel skills. Knowledge of D&B reporting, Financial Statement analysis, Letters of Credit, Bank Guarantees, and Bond requests. Demonstrate the ability to grasp and retain new concepts quickly, complete complex tasks thoroughly, and efficiently and be able to provide suggestions for improvement in processes where needed. Ability to effectively interface with all levels of management, operations and internal & external customers. Ability to manage multiple tasks, meet deadlines and interact effectively in a team environment. Permanent work authorization for the USA required.
Computer literate/friendly, strong work ethic, attention to detail. Comfortable working in Excel. Excellent oral and written communication skills.
Performance Standards: Measurements in the areas of attendance, productivity, accuracy, weighted days beyond terms, internal and external customer relationships.