What are the responsibilities and job description for the Credit Analyst position at Bogota Savings Bank?
Company Description
Bogota Savings Bank has been a financial cornerstone in New Jersey communities, fostering trust and stability for over 125 years. As a community bank, we specialize in traditional deposit programs like savings and checking, as well as residential, commercial mortgage, and multi-family lending. We are dedicated to supporting local programs and enhancing the financial prosperity of our neighbors and businesses. Known for combining personalized customer service with emerging technologies, we prioritize building lasting relationships with our customers. Bogota Savings Bank is FDIC insured and an equal opportunity housing lender.
Role Description
This is a full-time on-site role for a Credit Analyst based in Teaneck, NJ. The Credit Analyst will be responsible for assessing creditworthiness, performing financial analyses, and evaluating loan applications. The individual will collaborate with team members to review credit reports, monitor financial transactions, and ensure compliance with bank policies and regulations. This role requires critical thinking, attention to detail, and strong communication skills to effectively analyze data and provide financial solutions.
Qualifications
- Expertise in Credit Management and understanding of credit-related processes
- Strong Analytical Skills and the ability to evaluate financial data effectively
- Proficient Communication skills for collaborating with clients and team members
- Background in Finance with knowledge of financial principles and practices
- Experience in Credit analysis and evaluation
- Attention to detail, problem-solving skills, and the ability to work independently
- Bachelor’s degree in Finance, Accounting, or a related field preferred
- Familiarity with regulatory compliance and banking operations is an advantage
- 2 years of expierence in underwriting commercial real estate transactions