Payment Processor

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Job Summary:

We are seeking a detail-oriented Payment Processor professional to support domestic and international payment processing for a leading financial services organization. This role focuses on validating payment instructions, processing wire transfers, and resolving payment exceptions while maintaining accuracy, efficiency, and compliance in a high-volume environment.

This is a 6-month contract based in Lake Mary, Florida, with an expectation of 4 days a week on site.

Key Responsibilities:

• Payment Processing: Process and validate domestic and international wire transfers, ensuring transactions are accurate and completed within established service-level agreements (SLAs).

• SWIFT Messaging: Review and interpret SWIFT MT103 and MT202 messages, along with ISO 20022 PACS.008 and PACS.009 payment messages.

• Client Authentication: Conduct client callbacks and authenticate payment instructions by verifying signatures and confirming transaction details before processing.

• Payment Investigations: Research and resolve payment exceptions, discrepancies, and repair items to ensure timely settlement.

• Client & Partner Communication: Work with international clients, internal teams, and correspondent banks to address payment inquiries and resolve processing issues.

• Risk & Compliance: Follow established operational controls, security procedures, and regulatory requirements to protect the accuracy and integrity of payment transactions.

• Process Improvement: Identify opportunities to improve payment processing efficiency and support automation initiatives.

Qualifications:

• 2–4 years of experience in payments operations, wire processing, or a related financial services function preferred.

• Strong knowledge of SWIFT MT103 and MT202 messaging standards.

• Understanding of ISO 20022 PACS.008 and PACS.009 messages.

• Experience with end-to-end payment processing, investigations, and settlements.

• Experience authenticating payment instructions, conducting client callbacks, and verifying transaction details.

• Bachelor's degree or equivalent graduate-level education required.

• Strong attention to detail and ability to manage high transaction volumes under time-sensitive conditions.

Preferred Experience:

• Experience supporting domestic Federal Reserve payments and international SWIFT payments.

• Strong analytical, problem-solving, and organizational skills.

• Proficiency in Microsoft Office applications, particularly Excel.

• Basic understanding of artificial intelligence (AI) and its potential applications in operations.

• Experience working with international clients in a high-volume, deadline-driven environment.

Why Join Us:

Join a leading financial services organization where accuracy, client service, and operational excellence are essential to global payment operations. This opportunity offers hands-on experience with international payment networks, industry-standard messaging protocols, and end-to-end transaction processing while collaborating with a team supporting clients around the world.

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America’s Most Innovative Companies, Fortune, 2025

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Optional benefits offering include medical, dental, vision and retirement benefits via Tundra Technical Solutions.