Bankruptcy Specialist

At Blue, we discover pathways to realize your possibilities. Our Bankruptcy Specialist requires a thorough understanding of financial institution operations and the role of collections, bankruptcies, estates, probate, foreclosure as well as all pertinent policies and regulations. Administers, processes and records all bankruptcy cases for the Credit Union. Represents the Credit Union in legal hearings and originates legal actions as required. Requires attention to detail and ability to assess the credit union’s risk level associated with bankruptcy filings and render decisions accordingly. Must have extensive knowledge of bankruptcy law. Administers, processes and records all foreclosure, estate, and probate cases for the Credit Union.

Major Duties and Responsibilities

• Represents Blue FCU in court actions in cooperation with counsel for all Bankruptcy and Collection legal actions. Assists and supports legal counsel in document preparation as well as accounts payable associated with actions (payments for process servers, court fees, etc.). Responsible for Bankrupt Account management recording, and legal filings.
• Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Follows established company policies and procedures, including but not limited to: Sarbanes Oxley controls, Business Ethics and Standard of Conduct, Electronic Communications, Confidentiality and Privacy. Analyzes relevant components of bankruptcy filings and uses judgment and discretion to make the appropriate decision while managing credit union risk.
• Develops and maintains a working knowledge of the credit union’s Member Solutions policies and procedures in addition to relevant government rules and regulations. May be asked to handle calls from other areas of the department. Handles all tasks associated with bankruptcy and deceased member Collections Servicelink tickets. Handles escalated calls from all internal and external channels.
• Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Knowledge and Skills

Experience

Three years to five years of similar or related experience, including preparatory experience.

Education/Certifications/Licenses

A high school degree or equivalent

Interpersonal Skills

A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers.

Other Skills

Knowledge of bankruptcy procedures and legal recourse regarding collection processes.

FULL TIME POSITION

Starting Range: $22.15 - $24.79

Full Range: $21.10 - $31.65

ADA Requirements

Physical Requirements

Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions

Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

Mental and/or Emotional Requirements

Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. Ability to learn and retain proper procedures for the use of office hardware including, but not limited to, personal computers and printers, photocopiers, facsimile machines, and telephone systems. Ability to learn and retain proper procedures for the use of computer software programs related to collections and loan servicing. Ability to be highly mobile and agile in order to move without restriction. Ability to stand, bend, maneuvers, and sit at a desk or workstation for periods of 2-4 hour intervals in order to perform job functions. Ability to lift up to 50 pounds. Ability to learn, retain, and follow various policies and procedures of the company including, but not limited to, confidentiality, attendance, and dress code.

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At Blue Federal Credit Union, we don’t just accept difference – we celebrate it! We are committed to providing an inclusive and welcoming environment for all our staff and members. Blue FCU is proud to be an equal opportunity workplace. We will consider applicants for this position without regard to any category protected by applicable federal, state or local law, including but not limited to race, color, religion, sex (including pregnancy), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, or other non-merit factors. All employment decisions are made based on qualifications, merit, and business need.

Equal Opportunity Employer
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