What are the responsibilities and job description for the Residential Mortgage Loan Closer position at BISON STATE BANK?
Company Description Bison State Bank was founded in Bison, Kansas, at the turn of the 20th century and has maintained a strong presence as an active community leader ever since. Rooted in small-town values, the bank emphasizes personalized service, integrity, and long-term relationships. Today, Bison State Bank combines that community-focused approach with modern banking technologies. Team members benefit from a culture that values collaboration, accountability, and customer-first thinking.
Role Description The Mortgage Loan Closer is responsible for managing assigned residential loan closings with the ability to independently prioritize loans effectively and to complete work with minimal or no errors. A highlight of responsibilities include, but are not limited to, the following: pipeline management, sending initial closing disclosures, redisclosures, file review for accuracy and to ensure regulatory compliance is being met/satisfied. This is an in-office position (Kansas City, MO location) with a limited remote working opportunity.
Education, Experience, and Licensing Requirements:
- College diploma preferred, high school diploma, GED, or equivalent required.
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
- Long Term Disability
- Short Term Disability
- Strong knowledge of the mortgage industry, including agency and regulatory requirements (i.e., CFPB/TRID).
- Experience in preparing, reviewing, and validating loan documents and closing disclosures for accuracy and compliance.
- Proficiency with funding processes, including coordination of wire transfers, disbursements, and post-closing documentation.
- Understanding of escrow procedures, title requirements, and collaboration with title and settlement agents.
- Attention to detail, analytical skills, and the ability to manage multiple files and deadlines (meeting closing date expectations, etc.).
- Effective written and verbal communication skills, with a customer-focused and collaborative approach.
- Comfort with loan origination systems and standard office software; ability to learn new banking technologies quickly.
- Prior experience as a mortgage loan closer, processor, or similar role in mortgage lending is preferred.
- High school diploma or equivalent required; additional education or mortgage-related certifications are a plus.
- Salary range $50,000 - $65,000 (varies based on experience).
Salary : $50,000 - $65,000