What are the responsibilities and job description for the Commercial/Agricultural Lender position at BANK OF COMMERCE?
Job Details
Description
The primary function of this position will be to develop and manage agricultural loan accounts. This position reports directly to the Chief Credit Officer.
Essential Duties/Responsibilities:
--Responsible for reviewing agricultural loan applications; verifying applications for completeness; conducting credit investigations; determining value and status of collateral (if any); establishing a signature limit (if applicable); and documenting agricultural and business loans as per the banks policy and procedures.
--Facilitate agricultural and business lending by seeking potential clients. Effectively explain the banks products and services. Cross-sell products and services when appropriate.
--Responsible for conducting loan monitoring activities which may consist of member farm inspections, collateral monitoring, repayment and extensions of loans, reviewing appraisals, preparing annual reviews and other associated tasks.
Job Type: Full-time
Qualifications
Required education:
- Bachelor's degree in Business Administration, Finance, Ag Econ or related area
Required experience:
- Agricultural Lending: Preferred
- Banking Experience: Preferred