Underwriter

Position Overview

Job Description

As an Underwriter, you will be responsible for reviewing loan applications, assessing risk, and making informed credit decisions. You will evaluate applicants’ financial history, communicate with dealership partners, and ensure compliance with company policies while maintaining a strong focus on customer service.

Key Responsibilities

• Review loan applications from dealerships to determine credit risk.
• Evaluate applicants’ income, credit history, and financial stability to assess loan eligibility.
• Assist with phone inquiries from other departments and dealership partners.
• Maintain confidentiality and handle sensitive financial and personal information with discretion.
• Accurately input and update loan application data.
• Build and maintain strong relationships with dealers, vendors, and internal teams through excellent customer service.

Work Experience

Required Experience: 3 to 5 years

Skills, Education, and Experience 

• High school diploma or equivalent
• Minimum 3 years of underwriting or credit experience
• Strong analytical and decision-making skills.
• Ability to work efficiently in a fast-paced environment.
• Experience in loan origination or finance is a plus.
• Basic computer skills and proficiency in data entry.
• Excellent communication and customer service skills.
•  Bilingual capabilities are a plus.

Other Requirements:

• Must submit to a background check.

Our Commitment

At Avid Acceptance, we believe that every employee contributes to our larger mission. We believe that by investing in our people, we cultivate a culture of growth and purpose. Further, we maintain that the growth of our organization is rooted in the personal and professional development of our employees.

Benefits: 

• Health benefits - Medical, Dental, Vision, and Flexible Spending Account (FSA benefit)
• Wellness program / Employee assistance program
• 401(k) with employer match
• Company-paid Life and AD&D insurance
• 9 company paid holidays including birthday
• Paid vacation and sick leave
• Reimbursement for monthly race entry fee (5K, 10K, half marathon, marathon etc.)
• $35 credit per month to use in our fully stocked Marketplace

Equal Opportunity Employer

Avid Acceptance is an Equal Opportunity Employer and does not discriminate against applicants based on race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, marital status, national origin, age, disability, veteran status, or other legally protected characteristics.

Your Right to Work

In compliance with federal law, applicants must be authorized to work in the U.S. All persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.

About Avid Acceptance

We provide retail automotive financing to franchised dealerships. Our innovative program helps customers with less-than-perfect credit get a fresh start. We specialize in working with people with open and discharged Chapter 7 or 13 bankruptcies.