What are the responsibilities and job description for the Title Examiner position at Atlas Title & Closing?
Job Overview
We are seeking a detail-oriented and proactive Title Examiner to join our dynamic team. In this vital role, you will be responsible for thoroughly researching and verifying property titles to ensure clear ownership and proper legal standing. Your expertise will support the accurate processing of real estate transactions, safeguard against potential legal issues, and uphold industry standards. This position offers an exciting opportunity to contribute to the integrity of property transactions while working within a fast-paced, collaborative environment.
Duties
• Conduct comprehensive title searches using public records, databases, and other resources to verify property ownership an
d history• Analyze chain of title documents, deeds, liens, encumbrances, and legal descriptions to identify potential issues
• Review title commitments, policies, and related legal contracts for accuracy and completeness
• Collaborate with underwriters, loan officers, and escrow officers to resolve title discrepancies or issues
• Prepare detailed reports outlining findings and recommendations for clearance or further action
• Ensure compliance with FNMA (Fannie Mae) guidelines, Fair Housing regulations, TILA (Truth in Lending Act), and other relevant federal and state laws
• Assist in resolving title defects or clouds that could impact loan approval or property transfer processes
Experience
• Proven experience as a Title Examiner or in a similar role within the mortgage lending or real estate
industry• Strong knowledge of underwriting principles, loan origination processes, and mortgage servicing standards
• Familiarity with FNMA guidelines, TILA regulations, escrow procedures, and contracts law
• Experience with credit analysis and loan processing workflows is highly desirable
• Basic math skills including 10-key typing proficiency for data entry and calculations
• Knowledge of fair housing regulations and banking compliance standards
• Excellent attention to detail with the ability to interpret complex legal documents accurately
Join us as a Title Examiner to play a crucial role in ensuring seamless property transactions! Your expertise will help uphold the highest standards of accuracy and compliance while supporting our mission to deliver exceptional financial services. We value energetic professionals eager to grow their careers in a vibrant team environment!