What are the responsibilities and job description for the Lending Officer position at Aston Carter?
Description
Monitor and manage existing credit relationships, including reviewing financials, borrowing base reports, and covenant compliance Assist with collection efforts on past-due accounts and resolve documentation exceptions Actively develop new business through networking, referrals, and community involvement Structure loan terms, including pricing, repayment schedules, and collateral requirements Prepare comprehensive loan presentations and supporting documentation in accordance with bank policy Mentor and support junior lending staff in credit processes and portfolio management Collaborate with internal partners, including mortgage officers, to generate referrals and cross-sell opportunities Present loan requests to appropriate loan committees when outside individual lending authority Ensure compliance with all bank policies, regulatory requirements, and information security standards Assist with collection efforts on past due loan payments and use support staff to resolve file exceptions Analyze financial statements and related data to assess creditworthiness and loan viability Manage problem credits and execute workout strategies as needed Oversee loan documentation process and provide guidance to support staff Interview prospective agricultural and commercial clients to evaluate the feasibility of credit requests Maintain regular contact with existing clients to strengthen relationships and identify growth opportunities Participate in community and civic activities to enhance the bank’s presence Perform additional duties and special projects as assigned
Skills
Financial reporting, agriculture, Financial statement, Reporting
Top Skills Details
Financial reporting,agriculture
Additional Skills & Qualifications
Bachelor’s degree in Accounting, Finance, Business Administration, or a related field Minimum of 3 years of experience in commercial or agricultural lending, credit analysis, or bank examining Strong working knowledge of loan structuring and documentation Proven ability to analyze financial statements and assess credit risk Experience with business development and client relationship management is highly preferred Excellent written and verbal communication skills Strong organizational, time management, and multitasking abilities Proficiency with banking systems and general computer applications Ability to work independently while collaborating effectively with internal teams High level of professionalism, integrity, and attention to detail
Experience Level
Entry Level
Job Type & Location
This is a Permanent position based out of Wahpeton, ND.
Pay And Benefits
The pay range for this position is $70000.00 - $150000.00/yr.
401k, retirement, health, vision, dental
Workplace Type
This is a fully onsite position in Wahpeton,ND.
Application Deadline
This position is anticipated to close on May 29, 2026.
About Aston Carter
Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.
Monitor and manage existing credit relationships, including reviewing financials, borrowing base reports, and covenant compliance Assist with collection efforts on past-due accounts and resolve documentation exceptions Actively develop new business through networking, referrals, and community involvement Structure loan terms, including pricing, repayment schedules, and collateral requirements Prepare comprehensive loan presentations and supporting documentation in accordance with bank policy Mentor and support junior lending staff in credit processes and portfolio management Collaborate with internal partners, including mortgage officers, to generate referrals and cross-sell opportunities Present loan requests to appropriate loan committees when outside individual lending authority Ensure compliance with all bank policies, regulatory requirements, and information security standards Assist with collection efforts on past due loan payments and use support staff to resolve file exceptions Analyze financial statements and related data to assess creditworthiness and loan viability Manage problem credits and execute workout strategies as needed Oversee loan documentation process and provide guidance to support staff Interview prospective agricultural and commercial clients to evaluate the feasibility of credit requests Maintain regular contact with existing clients to strengthen relationships and identify growth opportunities Participate in community and civic activities to enhance the bank’s presence Perform additional duties and special projects as assigned
Skills
Financial reporting, agriculture, Financial statement, Reporting
Top Skills Details
Financial reporting,agriculture
Additional Skills & Qualifications
Bachelor’s degree in Accounting, Finance, Business Administration, or a related field Minimum of 3 years of experience in commercial or agricultural lending, credit analysis, or bank examining Strong working knowledge of loan structuring and documentation Proven ability to analyze financial statements and assess credit risk Experience with business development and client relationship management is highly preferred Excellent written and verbal communication skills Strong organizational, time management, and multitasking abilities Proficiency with banking systems and general computer applications Ability to work independently while collaborating effectively with internal teams High level of professionalism, integrity, and attention to detail
Experience Level
Entry Level
Job Type & Location
This is a Permanent position based out of Wahpeton, ND.
Pay And Benefits
The pay range for this position is $70000.00 - $150000.00/yr.
401k, retirement, health, vision, dental
Workplace Type
This is a fully onsite position in Wahpeton,ND.
Application Deadline
This position is anticipated to close on May 29, 2026.
About Aston Carter
Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.
Salary : $70,000 - $150,000