What are the responsibilities and job description for the Credit Analyst position at Ascendo Resources?
Ascendo is excited to present this opportunity in the financial services industry. This is for an experienced and talented Credit Analyst to join a high-performing credit administration division. The role is critical to ensure the financial health and sound lending practices of the institution. The ideal candidate will have a Bachelor's degree in Accounting, Finance, Statistics, or Mathematics, along with 4 years of experience in spreading and underwriting credit facilities for commercial and corporate clients. This is a chance to utilize your advanced analytical skills in a professional environment.
Responsibilities:
- Thoroughly prepare and analyze corporate financial statements, tax returns, and related information for accurate credit underwriting.
- Develop comprehensive credit analysis reports for consideration by lending officers and relevant committees.
- Conduct detailed industry, market, and country risk assessments for areas with current or proposed exposure.
- Evaluate and confirm the bank's collateral position, including lien research for real estate loans.
- Request, review, and analyze credit references from external lenders and other informational sources.
- Perform periodic credit monitoring and annual reviews of existing credit relationships.
- Assist the Credit Officer and other Credit Analysts with various projects and departmental needs.
Qualifications:
- Required proficiency in credit analysis software and general office productivity applications.
- Strong ability to conduct independent research, with excellent conceptual and analytical skills.
- Bachelor's degree in Accounting, Finance, Statistics, or Mathematics is mandatory.
- Demonstrated ability to write and speak English and Spanish effectively for internal and external communication.
- 4 years of prior experience in underwriting and spreading diverse credit facilities.
- Fluent in both written and spoken English and Spanish is a key requirement.
Benefits:
- Highly competitive compensation package.
- Comprehensive health and wellness coverage options.
- Excellent company-sponsored retirement options.
- Significant opportunities for professional growth and skill enhancement.
- Collaborative and supportive team-oriented culture.
ALL RESUMES RECEIVED WILL REMAIN HIGHLY CONFIDENTIAL AND NOT RELEASED TO ANYONE WITHOUT YOUR CONSENT.
Salary : $90,000 - $110,000