Demo

Property Damage Claims Adjuster

Ascendant Commercial Insurance, Inc
Coral Gables, FL Full Time
POSTED ON 4/10/2026
AVAILABLE BEFORE 6/9/2026

Ascendant Claims Services’ LLC, an affiliate of the Ascendant group of companies, is a third party administrator committed to providing best in class claims resolution solutions. The Ascendant team is comprised of claims managers, field/in-house investigators, as well as legal professionals working together as one integrated resource on each claim to achieve the best outcome and service for all involved parties, while minimizing costs for our clients.

Ascendant is looking for motivated, confident and experienced Property Damage Claims Adjusters to handle the investigation and settlement of commercial automobile property damage claims. If you’re looking for a company that offers stability, great benefits, and competitive compensation, with a strong emphasis on values, integrity, employee relations, and customer service, then apply today to find out how you can become a dynamic part of the Ascendant's Claims team!

Primary responsibilities include but are not limited to effectively managing an inventory of commercial automobile and general liability claims by maintaining good production numbers, high customer service levels, and accuracy. The property damage claims adjuster will investigate, evaluate, confirm the applicable coverage and negotiate settlements of commercial auto and general liability claims.

Additional responsibilities include but are not limited to:

  • Investigate property damage liability claims by securing recorded statements from insured drivers, claimant drivers, independent witnesses, determination of comparable negligence relative to liability exposures, including total loss/total theft resolution
  • Retention of scene investigators and/or other vendors as needed to assist in establishing liability and comparative negligence determination
  • Provide excellent customer service to all parties
  • Responsible for follow up with applicable parties to discuss liability and settlement negotiation in exchange for a release when applicable
  • Responsible for responding/filing arbitration contentions for liability disputes with other arbitration members
  • Responsible for submitting reservation of rights and denial letter language
  • Responsible for analysis of loss of use and rental reimbursement payment based upon estimated repair time for claimant vehicles and submitting/obtaining executed property releases for settlement where applicable.
  • Responsible for managing an average case load of between 100-120 claim files in a timely, effective and organized manner.
  • Responsible for proper loss/expense reserves
  • Responsible for special projects at the direction of management as needed.

The ideal candidate should possess the following:

Minimum four years of claims adjusting experience handling Automobile Property/Injury, Personal Injury, Medical Payment, Casualty or Property Insurance Claims - additional insurance claims experience is a plus.

Comprehensive understanding and knowledge of 1st and 3rd Party insurance claim investigations and processes for Automobile Property/Injury, Personal Injury, Medical Payment, Casualty or Property Insurance Claims.

Knowledge of property damage(Automobile and Structure), Bodily, and Personal injury to 3rd parties arising from liability situations.

Prior experience interpreting liability policy language and Florida state statutes is required. Ideal candidates should have a proven track record of determining applicable coverage and liability decisions based on facts and law presented as well as through additional fact-gathering and investigations.

Experience and Skillset:

Must have a valid Florida adjusters license – 520/620.
The ability to develop cost-effective strategic plans.
Excellent time management and customer service skills.
Well-developed verbal and written communication skills.
Experienced problem solving and organizational skills.
Extremely detail-oriented, self-motivated and disciplined.
Ability to perform with excellence in a paperless digital environment.

Job Type: Full-time

Pay: $65,000.00 - $70,000.00 per year

Benefits:

  • 401(k)
  • Dental insurance
  • Flexible schedule
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance

Physical Setting:

  • Office

Application Question(s):

  • Do you have claims adjusting experience handling Automobile Property/Injury, Personal Injury, Medical Payment, Casualty or Property Insurance Claims?
  • Do you have comprehensive understanding and knowledge of 1st and 3rd Party insurance claim investigations and processes for Automobile Property/Injury, Personal Injury, Medical Payment, Casualty or Property Insurance Claims?

Education:

  • High school or equivalent (Preferred)

Experience:

  • Auto Property Damage: 4 years (Required)

Language:

  • English and Spanish (Required)

License/Certification:

  • Florida All Lines Adjuster 520/620? (Required)

Work Location: Hybrid remote in Coral Gables, FL 33134

Salary : $65,000 - $70,000

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