Credit Technology Lead Analyst and Developer

Ardmore Banking Advisors, Inc. (“Ardmore”) was founded in 1991 and is staffed by former senior bankers and bank regulators. We provide services to financial institutions across the United States, with a concentration in mid-Atlantic banks. Our services include consulting in credit policy, risk rating methods, lending best practices, credit information technology and lending delivery models, as well as outsourced loan review services. 

Since 2003 Ardmore’s Credit Technology group has developed and supported proprietary credit data management services, automation tools and reporting. Ardmore has been a thought leader in credit technology for banks, and our team has been published and frequently are speakers at industry events.

In 2015 Ardmore’s internal development team created “myLoan Review” (“myLR”) as the automated workflow platform to support Ardmore’s Loan Review Services. This platform has been constantly enhanced and upgraded over the past 10 years to add efficiency and control to Ardmore’s loan review service, is a key facet of Ardmore’s intellectual property, and is also used by several external bank clients to manage their internal loan review services on a subscription basis.

Ardmore’s development team’s main focus is to support Ardmore’s effective use of myLR, and continuously improve myLR’s performance, features and functionality to enable Ardmore’s loan review services.

myLR includes a suite of functionality including:

·       Loan Review Automation

·       Credit Portfolio Management and Reporting

·       Portfolio Stress Testing 

The primary technologies currently utilized by myLR are SQL, MS Reporting services, ASP.net, Webforms, and C . (Ardmore plans to rewrite myLR using newer technologies in 2026).

We are seeking a qualified, experienced professional to join our Credit Technology group as Lead Analyst and Developer. Our preferred candidate will have a well-rounded technical skill set and be able to multi-task, think creatively, self-direct and can communicate effectively with management, peers and clients. This candidate should have a business mindset and be able to effectively interpret business needs into functionality within myLR. The role has multiple components:

·       Lead Developer to help enhance and build new elements for the myLR platform

·       Second level support analyst for our internal and external clients using the myLR platform

·       Business analyst supporting all of Ardmore’s business needs to create more effective and efficient delivery of our products and services

Ardmore’s strategic plan is to deliberately grow and we consider our technical capabilities and proprietary solutions to be a key market differentiator and competitive advantage over our peer competition. This position is deemed to be key to supporting future growth.

Job Description – Credit Technology Lead Analyst and Developer

Job Title and Grade: Lead Developer, Grade 5

Reports to: Senior VP, Senior Technology Consultant & Head of IT Development

Interacts internally with: Senior Corporate Management, Credit Technology Staff, Operations Staff, Loan Review Staff and Consultants

Interacts externally with: Credit Technology clients, Loan Review clients, Ardmore technology vendors and service providers

Functional Job Description

1. Work with the Ardmore credit risk subject matter experts to develop, enhance, implement and support Ardmore’s credit technology solutions for collecting and optimizing credit data for reporting and analysis included “myLR”
2. Act as business analyst to vet user and client development requests and consider overall impact on the corporate IT infrastructure, and alternatives and/or better solutions to the business problem

• Develop, implement and support the myLR platform and reporting using SQL, MS Reporting services, Excel and related applications.
• Assist with the development of new strategies to rapidly implement and effectively support Ardmore’s credit tech solutions
• Trouble shooting of basic data and database problems
• Assist in troubleshooting user/client created issues related to Ardmore’s technology products and services as second level support analyst for our internal and external clients using the myLR platform
• Act as backup resource for all aspects of Loan Review Operations and technology support

Specific Tasks

1.     Assist Ardmore Management with Credit Technology product innovation and enhancements

1. Assist in the design and strategy for new modules and enhancements
2. Develop new modules and enhancements as directed
3. Develop reports and views as directed

1. Assist Ardmore’s clients with second level troubleshooting and respond to requests for support
2. Issues with running the products per user and admin guides
3. Issues related to ease of use, access and bug fixes
4. Issues related to errors in error logs and application code

1. Act as Business Analyst for Ardmore’s users and clients for development requests considering work effort, overall impact on the corporate IT infrastructure, and alternatives and/or better solutions to the business problem

     Technical skills and experience:

• Minimum five years of experience developing extract, transform, and load procedures for relational databases and/or developing reports from relational databases required
• Extensive experience with Microsoft SQL Server, and Reporting Services is required
• Demonstrated ability to develop and assist business users with report and software development from relational data marts
• Working knowledge of IIS, ASP.net, Webforms, C#, Visual Studio
• Experience developing system requirement specifications and database sizing estimates
• Experience acting in a business analyst role for vetting user requests

      Interpersonal skills:

• Strong interpersonal skills, ability to communicate effectively with management, peers and clients
• Experience in Financial Services desired
• Demonstrated ability to multitask
• Self-starter with minimal need for daily supervision

More information about Ardmore, our clients, and services is available at www.ardmoreadvisors.com. If you are interested in and feel qualified for this role, please contact:

Peter Cherpack

EVP, Principal

610-649-4643 Ext 202

pcherpack@ardmoreadvisors.com