What are the responsibilities and job description for the Senior Trust Officer position at AppleOne Employment Services?
In this senior role, you will independently administer trust accounts, interpret governing documents, and ensure all actions comply with applicable laws and internal policies. You will also support investment management agency accounts, contribute to operational initiatives, and provide guidance to Client Service Associates and Trust Officers.
Key Responsibilities
Manage trust relationships, including opening, administering, and closing trust accounts
Conduct new business meetings with prospective clients and close opportunities aligned with business development goals
Interpret governing documents and execute terms in compliance with state, local, and federal laws
Prepare distribution plans and evaluate discretionary distribution requests
Build strong relationships with beneficiaries, clients, and centers of influence (COIs)
Complete regulatory reporting, including administrative and Reg 9 reviews
Collaborate with attorneys, CPAs, and investment managers to support client estate, tax, and succession planning
Apply knowledge of asset allocation and investment theory to support client portfolios
Understand fiduciary tax laws and fiduciary accounting principles, including UPAIA
Engage with community COIs through professional organizations and nonprofit involvement
Identify and report departmental risks and assist with mitigation strategies
Provide leadership to Trust Officers and Client Service Associates as needed
Skills & Qualifications
Strong client service skills with the ability to resolve issues independently
Thorough knowledge of trust, tax, and probate law
Understanding of modern portfolio theory, asset allocation, risk tolerance, and investment policy development
Ability to prioritize work effectively in a fast-paced environment
Professional communication skills and ability to interact credibly with attorneys, CPAs, and other advisors
Experience with trust accounting software
Strong writing skills for drafting original correspondence
Advanced proficiency in Word and Excel; intermediate PowerPoint skills
Self-starter mindset with minimal supervision required
JD, CTFA, AEP, or similar designation preferred
Education & Experience
Bachelor’s degree required; advanced designations preferred
7–10 years of trust administration experience or equivalent combination of education and experience
Demonstrated track record of fiduciary expertise and client relationship success
Equal Opportunity Employer / Disabled / Protected Veterans
The Know Your Rights poster is available here:
https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf
The pay transparency policy is available here:
https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_ English_formattedESQA508c.pdf
For temporary assignments lasting 13 weeks or longer, the Company is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.
We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.
AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.
https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf
We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
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Key Responsibilities
Manage trust relationships, including opening, administering, and closing trust accounts
Conduct new business meetings with prospective clients and close opportunities aligned with business development goals
Interpret governing documents and execute terms in compliance with state, local, and federal laws
Prepare distribution plans and evaluate discretionary distribution requests
Build strong relationships with beneficiaries, clients, and centers of influence (COIs)
Complete regulatory reporting, including administrative and Reg 9 reviews
Collaborate with attorneys, CPAs, and investment managers to support client estate, tax, and succession planning
Apply knowledge of asset allocation and investment theory to support client portfolios
Understand fiduciary tax laws and fiduciary accounting principles, including UPAIA
Engage with community COIs through professional organizations and nonprofit involvement
Identify and report departmental risks and assist with mitigation strategies
Provide leadership to Trust Officers and Client Service Associates as needed
Skills & Qualifications
Strong client service skills with the ability to resolve issues independently
Thorough knowledge of trust, tax, and probate law
Understanding of modern portfolio theory, asset allocation, risk tolerance, and investment policy development
Ability to prioritize work effectively in a fast-paced environment
Professional communication skills and ability to interact credibly with attorneys, CPAs, and other advisors
Experience with trust accounting software
Strong writing skills for drafting original correspondence
Advanced proficiency in Word and Excel; intermediate PowerPoint skills
Self-starter mindset with minimal supervision required
JD, CTFA, AEP, or similar designation preferred
Education & Experience
Bachelor’s degree required; advanced designations preferred
7–10 years of trust administration experience or equivalent combination of education and experience
Demonstrated track record of fiduciary expertise and client relationship success
Equal Opportunity Employer / Disabled / Protected Veterans
The Know Your Rights poster is available here:
https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf
The pay transparency policy is available here:
https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_ English_formattedESQA508c.pdf
For temporary assignments lasting 13 weeks or longer, the Company is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.
We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.
AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.
https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf
We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
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