What are the responsibilities and job description for the Senior Manager, Credit Risk Strategy (Consumer Banking) position at Apidel Technologies?
Job Details
Other Details:
- Work Authorization: Open to F1 OPT, STEM, TN, etc.
- Interview Process: 3 rounds via MS Teams
- Relocation Assistance for non-local candidates.
Client Notes:
- Experience in Consumer Banking, preferably Credit Cards.
- Hands-on in Credit Risk Management & Strategy:
- Underwriting risk model development or policy design (Credit risk, Initial Line Assignment, Pre-Qualification, Fraud).
- ECM Strategy: Credit Line Increase, Product Conversion, Upgrade.
- Risk Appetite evaluation and monitoring.
Strategic, holistic exposure to a leading consumer product.
Role Overview:
- Drive the development, execution, and monitoring of credit risk strategies across the lending lifecycle. Serve as a client-facing risk consultant, balancing growth and profitability within the client s risk appetite. Collaborate across Product, Finance, Operations, Compliance, and Technology teams and influence senior stakeholders.
Qualifications:
- Bachelor s in Business, Finance, Statistics, Mathematics, Engineering, or related; Master s preferred.
- 8 years in credit risk strategy, analytics, or risk management within consulting, banking, or financial services.
- Strong expertise in consumer lending products and credit lifecycle strategies.
- Proficient in SAS, SQL, Python; Tableau a plus.
- Solid understanding of data modeling, segmentation, regression, and statistical techniques.
- Ability to present complex analysis as clear recommendations for senior management
- Knowledge of credit risk regulatory requirements and governance frameworks.
- Proven experience managing client accounts and delivering measurable impact.
- Business development mindset with proposal writing and solutioning experience.
- Preferred: Experience leveraging alternative data and innovative analytical approaches
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