Remote Work - Sales Representative Entry Level

Remote Life Insurance Sales Representative | 1099 Job

Work Remotely. Build Your Sales Career. Make a Difference for Families.

American Income Life is expanding its remote sales team and seeking motivated, dependable individuals who enjoy helping others and are interested in developing a career in the insurance industry.

In this position, you will connect with individuals and families who have expressed interest in learning more about their available insurance benefits. Through scheduled virtual appointments, you will assess their needs, explain coverage options, and assist them in selecting suitable insurance products.

Previous insurance experience is not necessary. Comprehensive training, mentorship, and ongoing professional support are provided to help new representatives develop the knowledge and skills needed to succeed.

Compensation Notice: This is a commission-only, 1099 independent contractor position. No hourly pay or base salary is provided. Commissions earned are paid weekly.

About the Opportunity

American Income Life provides life insurance and supplemental coverage to working families, including members of labor unions, credit unions, and professional associations.

As a remote insurance representative, you will work directly with prospective clients and existing policyholders to review their benefit needs, present available plans, and assist with enrollment.

The position involves a combination of virtual sales consultations, relationship management, customer assistance, and administrative tasks. Representatives have the flexibility to work from home while developing their own sales performance and client relationships.

Key Responsibilities

• Communicate with prospective clients and current policyholders through incoming and outgoing phone calls.
• Schedule, organize, and confirm virtual appointments with individuals requesting benefit information.
• Conduct professional Zoom consultations to identify financial protection needs and review available insurance options.
• Explain policy features, coverage amounts, premiums, and applicable benefits in clear, understandable terms.
• Recommend appropriate life insurance and supplemental coverage based on individual client circumstances.
• Identify opportunities to assist existing clients with additional protection when suitable.
• Guide applicants through electronic enrollment forms and insurance applications.
• Verify submitted information, request missing documentation, and assist with underwriting follow-ups.
• Maintain accurate client information, document interactions, and complete required activity reporting.
• Participate in training and professional development opportunities to improve sales knowledge and client service skills.

What We Provide

• 100% Remote Opportunity: Conduct appointments and manage client relationships from home.
• Flexible Scheduling: Organize your working hours around your availability and business goals.
• Weekly Commission Payments: Receive compensation based on completed sales and earned commissions.
• Training and Mentorship: Access structured instruction, product education, and guidance from experienced representatives.
• No Previous Insurance Experience Required: Opportunities are available for individuals entering the industry.
• Residual Income Potential: Develop opportunities for ongoing compensation from qualifying business.
• Career Advancement: Pursue leadership and team development opportunities as you gain experience.
• Benefits Eligibility: Access qualifying benefit programs after three months, subject to eligibility requirements.
• Performance Incentives: Opportunities to qualify for company-sponsored trips and recognition programs.

Qualifications and Skills:

We encourage applicants with backgrounds in sales, customer service, hospitality, retail, administration, and other customer-facing industries to apply. Prior insurance knowledge is helpful but not required.

Ideal candidates demonstrate:

• Excellent verbal communication and active listening abilities.
• Confidence communicating with clients over the phone and through video conferencing.
• Strong organizational skills and attention to detail.
• Self-motivation, reliability, and the ability to manage responsibilities independently.
• Willingness to learn new information and apply coaching.
• A professional, service-oriented approach to client interactions.
• Basic computer proficiency and comfort using online communication platforms.
• Ability to follow established procedures and maintain accurate client documentation.

Minimum Qualifications:

• Must be at least 18 years of age.
• High school diploma or equivalent required.

Licensing Requirements

Representatives must hold the appropriate life insurance license before conducting insurance sales.

Applicants who are not currently licensed may still be considered. Licensing guidance is available; however, candidates are responsible for completing the required licensing process and covering applicable licensing expenses.

Home Office Requirements:

To perform this position effectively, applicants must have:

• A reliable computer capable of supporting virtual meetings and online applications.
• Consistent, high-speed internet access.
• A mobile phone with unlimited long-distance calling.
• A quiet, professional workspace suitable for confidential client conversations and video appointments.

Begin Your Application

If you are motivated to develop your sales abilities, work independently, and help families better understand their financial protection options, we encourage you to apply.

All interviews are conducted virtually.

Submit your application to learn more about the responsibilities, commission structure, training program, and steps involved in becoming a licensed insurance representative with American Income Life.