Loss Mitigation / Foreclosure Manager- Loan Servicing

Company Summary

AmWest Funding Corp is a growing mortgage lender dedicated to providing high-quality lending solutions while maintaining strong operational efficiency and compliance standards. Our team works collaboratively across departments to ensure loan files are processed accurately and delivered to investors in a timely manner. We value attention to detail, teamwork, and a commitment to excellence in everything we do.

About the Role

We are seeking a results-driven Loss Mitigation and Foreclosure Manager to oversee our default management operations. You will be responsible for minimizing financial losses and legal risks by managing a team focused on loan modifications, short sales, deeds-in-lieu, and the foreclosure process. This role requires a strategic leader who can balance strict regulatory compliance with empathetic customer service to achieve the best outcomes for both the company and the borrower.

Essential Duties and Responsibilities:

The Loan Servicing Loss Mitigation Manager will track and manage loans in default to ensure proper and compliant handling while considering agency and investor guidelines.

· Explore all pertinent workout options from reinstatement through liquidation

· Extensive and current knowledge of Loss Mitigation procedures and both agency and private investor default guidelines.

· Act as a high-level point of contact for internal departments and external customers, resolving complex disputes or sensitive borrower situations with professional empathy

· Manage and develop a team of staff to handle all loss mitigation inquiries and foreclosure proceedings, ensuring they meet performance objectives.

· Partner with and monitor the performance of outside attorneys and vendors to ensure foreclosure actions are timely and accurate.

· Track department metrics, analyze bad debt recovery projections, and develop strategies to reduce loan delinquency rates.

Education and/or Work Experience Requirements:

· MLO License preferred; if not currently licensed, must be willing to obtain licensure in multiple states as required.

· Extensive and current knowledge and experience in Loss Mitigation

· Extensive and current knowledge and experience in both agency and private investor default guidelines

· Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers

· Excellent computer proficiency (MS Office – Word, Excel and Outlook)

· Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service

· Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices

· High school diploma or GED required

· Associate or bachelor's degree in business, Finance, or related field is preferred

· 5 years of management experience in a high-volume, fast-paced mortgage or banking environment.

Physical Requirements:

· Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.

· Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards

· Must be able to lift and carry up to 50 lbs

· Must be able to talk, listen and speak clearly on telephone

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EEO/AAP Policy Statement
AmWest Funding Corp. (NMLS #167441) is an equal employment opportunity employer and will not discriminate against any employee or applicant for employment in an unlawful manner.

Job Type: Full-time

Job Type: Full-time

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Application Question(s):

• How many years of experience do you have with handling responsibilities across loss mitigation, foreclosure, and bankruptcy operations?
• The pay range for this role is $85,000 - $105,000 a year, depending on experience. What are your salary expectations?
• Please list the states in which you hold an MLO license. If not applicable, enter “N/A.”
• How many years of experience do you have in mortgage loss mitigation?
• Please provide which loss mitigation workout options you have been exposed to and have experience in.

Ability to Commute:

• Brea, CA 92821 (Required)

Work Location: In person

Salary : $85,000 - $105,000