What are the responsibilities and job description for the Annuity Product Development - Director & Actuary position at American National?
American National is seeking a Director & Actuary for our downtown Houston, TX or Des Moines, IA locations!
Reporting to the SVP of Pricing, the Director & Actuary will contribute to the development of scalable pricing frameworks and assumption methodologies that support long-term growth and profitability.
You’ll be responsible for enhancing rate setting and reinsurance pricing, particularly for flow annuity products, while helping shape pricing execution across the organization. The role offers strong visibility and the opportunity to influence key actuarial decisions in a dynamic, growth-oriented environment.
Key Responsibilities
American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company’s 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.
American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization’s values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.
Hiring Practices
The preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications. We are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.
American National’s recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into their account. Learn more about our company, by following us on social media: LinkedIn, Facebook, Instagram
American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.
Reporting to the SVP of Pricing, the Director & Actuary will contribute to the development of scalable pricing frameworks and assumption methodologies that support long-term growth and profitability.
You’ll be responsible for enhancing rate setting and reinsurance pricing, particularly for flow annuity products, while helping shape pricing execution across the organization. The role offers strong visibility and the opportunity to influence key actuarial decisions in a dynamic, growth-oriented environment.
Key Responsibilities
- Perform and communicate complex actuarial analyses related to annuity pricing and modeling.
- Lead rate setting and reinsurance pricing for flow annuity products, ensuring competitiveness and profitability.
- Support ad hoc pricing for M&A and strategic growth initiatives.
- Prepare and present actuarial exhibits and summaries to senior leadership, consultants, reinsurers, and regulators.
- Ensure documentation and execution of actuarial analyses align with the SOA Code of Professional Conduct and Actuarial Standards of Practice.
- Provide mentorship and technical guidance to junior actuarial staff.
- Utilize GGY AXIS for modeling; experience with the platform is considered an asset.
- Bachelor’s degree in mathematics, statistics, economics, or a related field with a strong quantitative foundation.
- Fellowship designation (FSA or equivalent); relevant experience may be considered in lieu of fellowship.
- Demonstrated proficiency in applying actuarial principles and standards.
- Strong experience in rate setting and reinsurance pricing for annuity products.
- Familiarity with GGY AXIS modeling software.
- Experience with retail annuity and PRT products in US, UK and APAC regions is considered an asset.
American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company’s 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.
American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization’s values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.
Hiring Practices
The preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications. We are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.
American National’s recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into their account. Learn more about our company, by following us on social media: LinkedIn, Facebook, Instagram
American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.