Corporate Loan Servicing and Syndications Specialist

Syndicated and Participated Loan Servicing, ensure timely and accurate completion of service requests for advances, payments, rate changes and letters of credit.  As Lead/Agent Bank, initiate instructions to investor/participant banks for advances, payments, rate changes and other transactions. Construction Administration – exercise quality control on the approved terms and conditions of the construction loan, ensuring all requirements are met, including equity contribution prior to the first loan draw. To set up construction loan budgets in the system and process loan draw requests and repayments, ensuring all requirements are in place and in compliance with policies and procedures while delivering optimum customer service. Review of FHLB eligible loans. Assist in other duties as required by immediate supervisor.

Responsibilities:

Syndications and Participations includes responsibilities as Participant, as well as Lead Bank:

• Gather, organize and process daily syndicated loan servicing requests for advances, payments, rate changes and letters of credit.
• Process new syndicated loan requests, creating booking instructions and associated funding documentation, as applicable. 
• Review supporting documentation for each request to ensure accuracy and compliance with approval and funding requirements. 
• Monitor and enforce line of credit, credit program, and legal lending limits, as applicable prior to funding.
• As Lead Bank, deliver notices to investor/participant banks for upcoming payments, rate changes, and funds requests, as applicable.
• Provide participants/investor banks with copies of the closing package, containing all legal docs, insurance, and any other pertinent document, whether new or existing loan. 
• Assist in the closing process in partnership with Doc Prep/Closing Team, as applicable. 
• Reconcile differences in interest accruals between participants/investor banks and AMTB records, as applicable. 
• Maintain contact with investors/participants or Lead Banks and the Business Units/Head of Syndications to ensure accurate and timely processing, and problem resolution.
• Maintain transaction folders with supporting documentation and update transaction log.

Corporate Servicing:

• Responsible for daily quality control of pre-funding conditions under Master Lines and Treasury asset purchase agreements for the financing of accounts receivable, inventory, equipment purchases, and other trade related transactions. 
• Monitor and enforce line of credit, credit program, and legal lending limits, as applicable prior to funding.
• Validate terms and conditions of transactions. 
• Confirm proper loan approval and corporate authority of parties requesting funds, as applicable. 
• Create booking instructions and open/submit servicing-system cases.
• Coordinate transactions among team members to manage workload. 
• Communicate with Business units new customer financing structure and requirements, and ongoing interaction to overcome challenges with incomplete or incorrect supporting documentation. 
• Interaction with Loan Operations and other partners to ensure timely and accurate processing and optimum customer service.
• Maintain transaction folders with supporting documentation and update transaction log.

Other tasks: 

• Review loans for FHLB collateral eligibility.
• Aid in construction administration when needed.
• Work on special projects.
• Assist with reports, as need.
• Provide assistance, when necessary, in other department tasks as needed.

 Additional Duties:

• Assist the team with other duties as requested by supervisor.
• Identify, evaluate, monitor and make any recommendation deemed necessary to their respective Risk Management Committee in order to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules and regulations, prescribed practices, internal policies and procedures or ethical standards. 
• Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.

Minimum Education and/or Certifications Requirements:

College degree, or equivalent, in Business, Finance or Accounting, in addition to banking related courses.

Minimum Work Experience Requirements:

Two to three years of experience in banking, finance or accounting involving the review and processing of financial transactions, preferably specifically involved in processing syndicated loan transactions, or construction loans.

Technical and/or Other Essential Knowledge:

Ability to learn and absorb banking related data so that requirements can be gathered and understood quickly. Excellent communication skills, oral and written. Excellent time management and organizational skills. Ability to work in a demanding environment. Ability to rapidly identify solutions to time-sensitive issues/challenges. Ability to work within a team concept.