What are the responsibilities and job description for the Commercial Loan Officers position at Amboy Bank?
Company Description
Amboy Bank, a community bank serving New Jersey for over 130 years, provides a range of personal and business banking services, including checking, savings, mortgages, and business loans. Recognized as the Best Bank in Central New Jersey for over 20 consecutive years by the Home Tribune News, Amboy is committed to delivering high-quality financial solutions. As a long-standing institution, Amboy Bank takes pride in fostering customer relationships and providing personalized service.
Role Description
This is a full-time, on-site role for a Commercial Loan Officer at Amboy Bank's headquarters in Old Bridge, NJ. The Commercial Loan Officer will be responsible for identifying new business opportunities, building strong relationships with clients, and managing a portfolio of commercial loans. Daily responsibilities include evaluating loan applications, conducting credit analysis, structuring loan agreements, and ensuring regulatory compliance. Additionally, the role involves collaborating with internal teams to provide customized financial solutions and ensure client satisfaction.
Qualifications
- Strong knowledge of financial analysis, credit evaluation, and risk assessment
- Proven abilities in relationship building, client management, and business development
- Proficiency in commercial lending processes and regulatory compliance
- Effective verbal and written communication skills
- Problem-solving, negotiation skills, and the ability to make sound financial decisions
- Proficient with relevant banking software and Microsoft Office Suite
- Bachelor’s degree in Finance, Business Administration, or a related field
- Prior experience in commercial lending or a similar role, preferably in banking
- Commitment to providing exceptional client service