What are the responsibilities and job description for the Loan Operations Officer position at Alliance Bank?
SKILLS, KNOWLEDGE, AND PHYSICAL REQUIREMENTS
- Ability to read, write, and speak the English language, bilingual helpful.
- Ability to respond to customer requests with tact, diplomacy, and a sense of urgency.
- Ability to offer Alliance Bank’s products and services.
- High School diploma (or equivalency) and minimum of 7 years or more experience in progressive management positions at financial institutions.
- Must possess excellent interpersonal communication skills and have the ability to deal with and respond to employees, customers, third-party vendors, and salespersons with tact, diplomacy, and a sense of urgency.
- Ability to prioritize own tasks and responsibilities to ensure that excellent service to our customers is accomplished before most administrative functions are processed.
- Previous experience in the lending operations.
- Previous supervisory or management experience.
- Ability to work accurately under deadline situations and to adapt to a fast-paced environment.
- Ability to present a professional demeanor at all times.
- Ability to handle stressful situations throughout the organization.
- Ability to operate basic office equipment including a PC with job-related software.
- Ability to handle bank and customer transactions with a high level of confidentiality.
- Knowledge of state and federal regulations.
- Knowledge of Alliance Bank’s loan policies and procedures.
- Knowledge of Alliance Bank’s products and services.
- Schedules are prepared based on business needs and are subject to change at any time. This may include the need for evenings, weekends, or holiday coverage.
- Office setting with moderately varied desk-oriented activity.
- Ability to stand, bend, stoop, squat, and kneel.
- Repetitive movement of finger, wrist, and hand.
- Ability to lift 50 lbs.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Personify Alliance Bank’s mission statement of The best in all we do.
- Actively sell and cross-sell bank services.
- Provide prompt, courteous, and friendly service.
- Promotes Alliance Bank’s culture through all interactions modeling the Alliance Bank way of Customer Experience.
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Supervise employees to ensure the highest quality of performance. In addition:
- Assign work and/or revise duties.
- Monitor, review, and approve timecards for areas of responsibility.
- Participate in the hiring, evaluation, and termination process.
- Act on employee problems.
- Maintain knowledge of Alliance Bank personnel policies and procedures.
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Oversee general loan operations including but not limited to:
- Monitor new loan fundings and postings
- Monitor loan maintenance, payment postings, payoffs, and other servicing items for all loan types.
- Oversee all real estate department operations including in-house and secondary market.
- Research problems and assist staff with potential solutions.
- Approve invoices for payment.
- Prepare various quarterly reports and memos for the Board of Directors and/or Accounting.
- Serve as backup for all areas of the department as needed, including the Secondary Market.
- Provide training to lending staff, as necessary.
- Actively cross-train loan operations staff to increase efficiency.
- Ensure compliance with all regulatory requirements and remediate audit findings.
- Attend daily bank loan committee meetings and past-due meetings.
- Employee may be issued bank-owned devices (such as cell phones, tablets, and/or laptops). In such cases, the employee is expected to regularly check and respond to phone calls, text messages, and/or emails.
- Participate in community affairs to increase Alliance Bank’s visibility and to enhance new business opportunities.
- Keep updated on all Alliance Bank policies and procedures pertaining to this position.
- Exemplary attendance and punctuality.
Salary : $45,367 - $76,064