What are the responsibilities and job description for the GA Foreclosure - Title Examiner II position at Aldridge Pite, LLP?
Aldridge Pite, LLP is a multi-state law firm that focuses heavily on the utilization of technology to create work flow synergies with its clients and business partners. Aldridge Pite is a full-service provider of legal services to depository and non-depository financial institutions including banks, credit unions, mortgage servicing concerns, institutional investors, private firms, and other commercial clients. Aldridge Pite is dedicated to providing best-in-class representation across all of its Practice Areas through its unwavering subscription to three fundamental tenets: Partnership, Integrity, and Innovation.
PURPOSE:
The Foreclosure Title Reviewer – Remote will review title reports on properties referred for foreclosure and identify any defects that may exist in the chain of title to determine whether title is clear to proceed with foreclosure or if title curative work may be needed. In addition to reviewing Georgia titles, this position will also have exposure to titles from Alabama and Tennessee properties. Position is full time remote, however, must reside in one of the following firm footprint states: AL, GA, FL, TX, TN.
DUTIES & RESPONSIBILITIES:
PURPOSE:
The Foreclosure Title Reviewer – Remote will review title reports on properties referred for foreclosure and identify any defects that may exist in the chain of title to determine whether title is clear to proceed with foreclosure or if title curative work may be needed. In addition to reviewing Georgia titles, this position will also have exposure to titles from Alabama and Tennessee properties. Position is full time remote, however, must reside in one of the following firm footprint states: AL, GA, FL, TX, TN.
DUTIES & RESPONSIBILITIES:
- Analyze and summarize title abstracts and recorded documents which affect condition of title to property (security deeds, conveyancing deeds, liens, UCCs etc.)
- Examine any probate documents in the chain of title
- Review to confirm that the legal description is valid. Experience with reading long legal descriptions and familiarity with survey terms required. May need to use Deed Plotter to check descriptions for closure
- Be familiar with Georgia Title Standards and identify title issues/defects (Alabama and Tennessee a plus)
- Compare descriptions in the chain of title to determine if vesting deed is correct and if the security deed encumbers the correct property
- Determine conditions required to obtain clear title through a foreclosure
- Examine security deeds, liens, orders, easements, plats, tax maps and surveys to verify legal description, ownership, restrictions, or conformity to requirements
- Review and confirm assignment chain is complete
- Review tax searches
- Verify that the information in the title search and accompanying documentation is accurate and complete
- Analyze encumbrances to title, familiarity with title statutes and standards, and prepare report outlining exceptions and actions required to clear title
- Prepare documentation of review and correspondence to transmit same with requirements to clear title to Vendor and Clients
- Initiate and follow-up on title issue resolution with Vendors, Attorneys and Clients to resolve title issues. Workclosely with the Title Curative department
- Completes title related steps assigned to the firm within the client systems
- Assist with other duties and special projects as needed
- High School Diploma. Bachelor’s Degree preferred
- Four to six years of experience with residential real estate title and title insurance. Foreclosure experience a plus.
- Background with information technology a plus
- Ability to manage and prioritize large caseload
- Knowledge of Georgia title law and procedure
- Knowledge of Alabama and Tennessee title law and procedures a plus
- Knowledge of typical electronic default services platforms preferred (e.g. BKFS, Tempo, SSE)
- Working knowledge of general title policy underwriting standards
- This position will be fully remote and you must reside in one of the following firm footprint states: AL, GA, FL, TX, TN
- Company Paid Life and Disability Insurance plans
- Medical, Dental and Vision Plans with Prescription coverage
- 401K Retirement Savings Plan
- Flexible scheduling (within reason, depending on position)
- Generous PTO plan for all full-time employees
- Full equipment station at no cost for remote employees, including dual monitors
- Employee Assistance Plan, offering free 24/7 counseling and consulting services to support emotional health and wellbeing
- Wellness programs and employee discounts
- Learning and development training opportunities for both personal and professional growth
- And so much more!