What are the responsibilities and job description for the Loan Processor (Mortgage) - Irving, TX position at Agility 360?
Loan Processor (Mortgage) - Irving, TX
Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal candidates will posses a strong background in a retail lending environment. Must be familiar with regulatory compliance and strong aptitude for detail, accuracy, and organization.
Job Responsibilities:
- Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers
- Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines
- Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies
- Confirm that data entry in Encompass matches all loan documentation in the file
- Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process
- Build rapport with borrowers and provide on-going communication to the customer regarding loan status
- Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated
- Prepare file for loan closing and coordinate with all necessary parties involved
- Ensure lock and closing dates are met
- Any other assigned duties, as needed
Experience:
- Must have a High School Diploma or GED equivalent
- Minimum of 5 years of experience in Mortgage Processing
- Strong working knowledge for Encompass
- Must be well versed in FNMA, FHLMC, FHA, and VA guidelines
- Adept at calculating income from salaried and self-employed borrowers
- Proficiency with DU and LP, FHA Connection and VA Portal
- Knowledge of TRID and compliance
- Excellent interpersonal, verbal and written communication skills
- Strong customer service skills – ability to build rapport quickly
- Strong aptitude for detail, accuracy, and organization
- Ability to work in a high-volume environment
Job Details:
- Contract to Perm role with a growing lender
- Schedule: Hybrid (M-Th: in office, F: remote)
- Location: Irving, TX 75039
- Pay range: Based on experience
- Employment is contingent on passing a background check and drug screening