What are the responsibilities and job description for the Commercial Underwriter (Entry-Level) position at Acuity Insurance?
Acuity is seeking a class of entry-level Commercial Lines Underwriters to start in June 2026 at our Sheboygan, WI headquarters. The role of a Commercial Lines Underwriter is to select, retain and price commercial insurance risks while conforming to established underwriting policies, practices and standards. The Commercial Lines Underwriter provides counsel, training and assistance of a technical and professional nature on all commercial lines of insurance. Underwriters work with a specific group of agents as assigned in the pursuit of profitable, growing book of business.
Extensive training is provided to those entering this role. Entry-level Commercial Lines Underwriters go through a three month long training period in a classroom setting that provides them with an introduction to the insurance industry, and the knowledge necessary to consult agencies on various lines of business. This is followed by time spent mentoring with an experienced underwriter. Training includes providing underwriters with an understanding of policy coverage forms, as well as proper risk assessment processes and procedures. To learn more from our employees, click here for a day in the life of a Commercial Underwriter video.
This position will have a June 2026 start date. We will begin reviewing applications in January 2026.
Internal deadline to apply: January 19th, 2026
ESSENTIAL FUNCTIONS:
A bachelor’s degree from an accredited four-year institution, demonstrating high academic achievements with a grade point average at or above 3.0.
OTHER QUALIFICATIONS:
Candidate must possess the ability to communicate effectively, both orally and in writing.
*Acuity does not sponsor applicants for U.S. work authorization.*
This position is classified as exempt.
The salary range for this position is XXXXXX annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities.
We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.
If you have a disability and require reasonable accommodations to apply or during the interview process, please contact our Talent Acquisition team at careers@acuity.com. Acuity is dedicated to offering reasonable accommodations during our recruitment process for qualified individuals.
Extensive training is provided to those entering this role. Entry-level Commercial Lines Underwriters go through a three month long training period in a classroom setting that provides them with an introduction to the insurance industry, and the knowledge necessary to consult agencies on various lines of business. This is followed by time spent mentoring with an experienced underwriter. Training includes providing underwriters with an understanding of policy coverage forms, as well as proper risk assessment processes and procedures. To learn more from our employees, click here for a day in the life of a Commercial Underwriter video.
This position will have a June 2026 start date. We will begin reviewing applications in January 2026.
Internal deadline to apply: January 19th, 2026
ESSENTIAL FUNCTIONS:
- Reviews requests for quotations and new applications for the commercial lines of insurance. Obtains needed underwriting information, analyzes all available facts, and makes sound and consistent underwriting decisions, in accordance with the company's underwriting policies, practices, and standards.
- Reviews renewal business, obtains updated or additional information as needed, and makes sound and consistent decisions as to whether renewal is to be offered, and if it is at what price.
- Reviews and monitors in-force business as occasioned by requests for changes, losses, coverage additions and deletions, and other activity. Ensures that the risk continues to be acceptable in accordance with Acuity's underwriting standards and practices.
- Encourages and assists in the production of profitable commercial lines business by maintaining excellent working relationships with agents, the Sales Department, and other Acuity personnel.
- Rejects business which does not meet Acuity's underwriting standards and does not offer a potential for profit. Communicates unfavorable underwriting decisions and the reasons for such decisions in such a way as to preserve and enhance good agency relationship.
- Prices commercial lines business at a level which is adequate and as competitive as possible for the risk involved.
- Authorizes the issuance of quotes, policies, and endorsements to policies which are technically correct, in accordance with Acuity’s rule, rate and form filings, and are responsive to the customer's needs.
- Places property and casualty reinsurance in accordance with the companies guidelines.
- Visits agents in his/her assigned territory in order to foster efficient working relationships, gain familiarity with the market available to the agent and to Acuity, and to assist the agent in identifying risks which Acuity would like to write.
- Maintains quality and quantity of work at prescribed departmental standards.
- Coordinates with loss control to improve risks.
- Studies insurance policies, manuals, portfolios, rating plans, and periodicals so as to enhance his knowledge of the commercial lines of insurance and to keep abreast of current happenings in the insurance industry.
- Completes a mandatory training program as determined by Acuity.
- Regular and predictable attendance.
- Perform other duties as assigned.
A bachelor’s degree from an accredited four-year institution, demonstrating high academic achievements with a grade point average at or above 3.0.
OTHER QUALIFICATIONS:
Candidate must possess the ability to communicate effectively, both orally and in writing.
*Acuity does not sponsor applicants for U.S. work authorization.*
This position is classified as exempt.
The salary range for this position is XXXXXX annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities.
We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.
If you have a disability and require reasonable accommodations to apply or during the interview process, please contact our Talent Acquisition team at careers@acuity.com. Acuity is dedicated to offering reasonable accommodations during our recruitment process for qualified individuals.
