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Credit and Collections Analyst

Acer
Santa Clara, CA Full Time
POSTED ON 4/23/2026
AVAILABLE BEFORE 5/21/2026

The Credit Control Analyst oversees credit risk management and collection activities to safeguard company cash flow and reduce exposure to delinquent accounts. This position partners with internal stakeholders to establish credit terms, resolve payment issues, and improve receivables performance while supporting operational and customer satisfaction goals.



Responsibilities:



  • Assess new and existing customers’ creditworthiness through financial statement analysis, credit bureau reports, and payment history reviews
  • Establish and recommend credit limits and payment terms in alignment with company policy
  • Monitor accounts receivable aging reports and proactively follow up on overdue accounts
  • Lead collection efforts via phone, email, and written correspondence
  • Investigate and resolve invoice discrepancies and billing disputes
  • Prepare and present AR and credit risk reports to management
  • Identify high-risk accounts and escalate issues as needed
  • Maintain accurate documentation of credit decisions and collection activities
  • Support month-end close processes, including bad debt reserves and AR reconciliations
  • Collaborate with sales and customer service teams to balance revenue growth with risk mitigation



Qualifications:



  • Bachelor’s degree in finance, Accounting, Business Administration, or related field
  • Minimum of two (2) years of experience in credit control, accounts receivable collections, or financial analysis
  • Minimum of two (2) years of experience in (Retail/Distributer) credit control and collections managing the end-to-end processes of credit risk and payment recovery
  • Strong understanding of credit risk assessment and financial statement analysis
  • Proficiency in ERP systems (e.g., SAP, Oracle, NetSuite) and Microsoft Excel
  • Excellent analytical, negotiation, and communication skills
  • Detail-oriented with strong organizational abilities
  • Knowledge of credit insurance and secured transactions preferred
  • Familiarity with credit reporting agencies (e.g., D&B, Experian) preferred
  • Professional certifications such as CBA (Credit Business Associate) or CCE (Certified Credit Executive) strongly preferred



Acer is an EEO employer that considers applicants for all positions without regard to race, color, creed, religion, gender, age, national origin, marital status, status with regard to public assistance, disability, veteran status or preferred orientation.

Salary : $80,000 - $90,000

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