What are the responsibilities and job description for the Credit Analyst position at 3Rivers Federal Credit Union?
Reports To: AVP of Commercial Lending
Location: Onsite
Position Type: Exempt
Individual Contributor
Pay - $51,250/yr - $123,000/yr
Note - The salary for this position is based on a combination of education, relevant experience, and industry standards. The top of the posted pay range reflects compensation for candidates with a similar title, performing comparable duties within a similar industry, and possessing 12 or more years of experience. Actual compensation will be determined based on individual qualifications.
Variable Incentive Pay / Merit: This position is eligible for variable incentive pay based on individual and credit union performance. In addition, the position is also eligible for merit-based pay adjustments after the completion of one year of service, based on personal performance.
Position Summary
The Credit Analyst supports credit analysis, customer relationship activities, and lending decision processes by gathering and evaluating financial and account information. This role assists in assessing creditworthiness, preparing recommendations, and supporting lending and service teams to ensure timely and accurate credit decisions.
Operating as an entry‑level professional, the Credit Analyst applies analytical thinking, structured problem‑solving, and established procedures to moderate‑complexity credit activities. The role emphasizes accuracy, customer focus, and adherence to credit policies while supporting both operational efficiency and customer outcomes.
Knowledge Requirements
Normal
Core Values
Commitment - Be all in.
Consistency - Be all in EVERY DAY.
Innovation - Think (UYH) and ASK WHY.
Integrity - Do the RIGHT thing, not the easy or quick thing.
Quality - Do an OUTSTANDING job, don't run out of GAS.
Trust - Hold trust and be trustworthy.
Value - Make members lives better, easier, safer; help them fulfill dreams; help them to do what they don't know how to or think isn't possible even if it's not here (see integrity above); make them wiser; help them build wealth (beyond saving $$)
Location: Onsite
Position Type: Exempt
Individual Contributor
Pay - $51,250/yr - $123,000/yr
Note - The salary for this position is based on a combination of education, relevant experience, and industry standards. The top of the posted pay range reflects compensation for candidates with a similar title, performing comparable duties within a similar industry, and possessing 12 or more years of experience. Actual compensation will be determined based on individual qualifications.
Variable Incentive Pay / Merit: This position is eligible for variable incentive pay based on individual and credit union performance. In addition, the position is also eligible for merit-based pay adjustments after the completion of one year of service, based on personal performance.
Position Summary
The Credit Analyst supports credit analysis, customer relationship activities, and lending decision processes by gathering and evaluating financial and account information. This role assists in assessing creditworthiness, preparing recommendations, and supporting lending and service teams to ensure timely and accurate credit decisions.
Operating as an entry‑level professional, the Credit Analyst applies analytical thinking, structured problem‑solving, and established procedures to moderate‑complexity credit activities. The role emphasizes accuracy, customer focus, and adherence to credit policies while supporting both operational efficiency and customer outcomes.
Knowledge Requirements
- Foundational understanding of credit analysis and financial concepts.
- Strong analytical and problem‑solving skills.
- Ability to interpret financial and account data.
- Effective communication and customer service skills.
- Proficiency in Microsoft Office and credit/lending systems.
- Bachelor’s degree required or equivalent experience in finance, accounting, business, or a related field.
- Typically 1–3 years of experience in credit analysis, financial services, or related roles.
- Exposure to lending or credit risk environments preferred.
Normal
Core Values
Commitment - Be all in.
Consistency - Be all in EVERY DAY.
Innovation - Think (UYH) and ASK WHY.
Integrity - Do the RIGHT thing, not the easy or quick thing.
Quality - Do an OUTSTANDING job, don't run out of GAS.
Trust - Hold trust and be trustworthy.
Value - Make members lives better, easier, safer; help them fulfill dreams; help them to do what they don't know how to or think isn't possible even if it's not here (see integrity above); make them wiser; help them build wealth (beyond saving $$)
Salary : $51,250 - $123,000