POSITION PURPOSE
Identify and resolve the member needs while providing outstanding member service over the phone. This position requires cross selling credit union products and services that fit the member's needs.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1.Assumes responsibility for the effective and professional performance of member service functions.
a.Actively and enthusiastically cross sells credit union products and services.
b. Performs account maintenance and account changes as needed.
c.Processes a variety of electronic funds transfers such as ACH, Wires, and Card Payments.
d.Presents and explains Credit Union services and products to members and assists in meeting their financial needs.
e.Provides necessary tools for account use such as check orders, debit cards, credit cards, and access to online banking.
f.Answers questions and solves problems for members by listening to concerns, collecting data, securing answers and reporting results to the inquiring party.

g.Completes the account opening process as well as the account closure process.
h.Identifies and resolves the member's needs while providing outstanding member service over the phone.
i.Prevents fraud through proper member verification.
j.Provides account services to members by receiving deposits and loan payments, issuing withdrawals, performing monetary transfers, and selling cashier's checks.
k. Performs card maintenance and research through the Visa system.
l.Processes member disputes.
m. Stays current and complies with all UCCU policies/procedures including security protocol by participating in the employee certification program.
2.Assumes responsibility for establishing and maintaining effective, professional business relations with members.
a.Resolves member requests and questions promptly and courteously.
b.Keeps members informed of Credit Union products and services.
c.Maintains and projects the Credit Union's professional reputation.
3.Assumes responsibility for establishing and maintaining effective coordination and working relationships with area personnel and management.
a.Completes required paperwork and records accurately and promptly.
d.Attends meetings and trainings as required.
4.Assumes responsibility for related duties as required or assigned.
a.Actively and professionally cross sells Credit Union products and services.
b.Ensures that work area is clean, secure, and well maintained.
c.Exudes caring and professional attitude in all interactions with members, prospective members and coworkers.
PERFORMANCE MEASUREMENTS
1.Member services functions are efficiently, effectively, and accurately performed in accordance with established policies, standards, and security procedures.
2.Good business relations exist with members. Member problems or questions are courteously and promptly resolved.
3.Good working relationships and coordination exist with area personnel and Management. Appropriate assistance is provided to area staff as needed.
4.Required reports and documentation are accurate, complete, and timely.
5.The Credit Union's professional reputation is maintained and conveyed.
6.Works a regular and predictable schedule.
QUALIFICATIONS
EDUCATION/CERTIFICATION:High school graduate or equivalent.
REQUIRED KNOWLEDGE:Thorough knowledge of teller functions and credit union products, services, and policies.
Understanding of member bookkeeping procedures.
EXPERIENCE REQUIRED:Previous related experience is helpful.
SKILLS/ABILITIES:Excellent communication and public relations skills.
Professional appearance, dress, and attitude.
Ability to operate related computer applications and business equipment including 10-key and telephone.
Solid math and bookkeeping abilities.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING:Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING:Able to hear average or normal conversations and receive ordinary information.
FINGER DEXTERITY:Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.
REPETITIVE MOTION:Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES:Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
PHYSICAL STRENGTH:Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE:No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY:Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.
MATHEMATICS ABILITY:Ability to perform very simple algebra.
LANGUAGE ABILITY:Ability to read a variety of books, magazines, instruction manuals, atlases, and
encyclopedias.
Ability to prepare memos, reports, and essays using proper punctuation, spelling and
grammar.
Ability to communicate distinctly with appropriate pauses emphasis; correct punctuation (or
sign equivalent), and variation in word order; using present, perfect, and future tenses.
INTENT AND FUNCTION OF JOB DESCRIPTIONS
Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well constructed job descriptions are an integral part of any effective compensation system.
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.