General Information for Independent Contractors. Pre- delivery. You are an independent Contractor, and as such, are responsible for your own taxes, insurance, carrier bags, etc. You will also be held responsible for paying damages caused by improper delivery, such as broken windows or clogged snow blowers. Papers generally will arrive at your house between 11:00am and 3:00pm. Occasionally they may be later and we will let you know as soon as poss...