NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk.

Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions.

Small Business Lending, LLC. is looking to add a Commercial Credit Underwriter to its team.

Essential Functions and Responsibilities: (other duties may be assigned as needed)

• Review and analyze loan application documents for completeness, creditworthiness and compliance
• Prepare detailed credit memorandums that include financial analysis, repayment ability calculation, industry research and forecasts, collateral analysis, management structure, projections analysis, and guarantor reviews
• Conduct underwriting calls with borrowers
• Coordinate and incorporate 3rd party reports into the credit analysis
• Review tax returns and tax transcripts as part of credit due diligence
• Prepare approval letters
• Review and compile loan modifications as required until a loan closes
• Review and address credit approval conditions and covenants
• Meet production goals while maintaining quality and compliance

Knowledge, Skills and Abilities:

• Minimum of five (3) years' experience in credit analysis and underwriting of C&I and CRE commercial loans, SBA 7A and/or 504 Credit & Underwriting experience preferred.
• Formal bank Credit Training Program or RMA Credit Courses.
• Computer literate; proficient with Microsoft Office products, i.e. Word, Excel, Outlook, etc.
• Strong organizational, verbal and written communication skills are required
• Keen analytical, and decision-making skills are required
• Ability to establish and maintain effective work relationships both internally and externally.

Education and Certification Requirements:

Bachelor's degree in Finance, Accounting, Mathematics and/or Economics

Salary Range: $80,000 to $110,000 annually

NewtekOne is an Equal Opportunity Employer; M/F/D/V. We require all of our employees to perform work in an ethical manner and uphold our Code of Business Conduct and Ethics at all times.