JOB SUMMARY

Under minimal supervision, support the Portfolio Management Manager to manage legacy and portfolio loans for satisfactory performance including, but not limited to, ensuring the overall quality of the Bank's lending portfolio and compliance of lending practice. Duties include efforts to minimize portfolio losses; provide senior management with accurate assessment of loan portfolio; ensure grading and credit quality standards, legal and technical compliance procedures, and monitor lending policy adherence. Complies with all regulations that apply within the scope of the position, including Bank Secrecy Act.

DUTIES

• Service credit needs of existing legacy and portfolio loan customers.
• Process and monitor daily activities for loan advance transaction and construction disbursement.
• Assists Portfolio Management Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners.
• Monitor/review existing accounts to detect potential problems, suspicious activities, and credit quality; apply problem account administration according to regulations and the Bank’s policies and procedures.
• Co-manage loan portfolio by collecting, analyzing financial and prepare annual loan review to evaluate and ensure the credit maintains its financial covenant.
• Ongoing monitoring or credit/Covenant Compliance.
• Manage existing customer relationship and loan portfolios.
• Prepare loan write-ups for extension of loan as provided for in approved CCRs.
• Must be comfortable dealing directly with clients independently.
• Perform other administrative duties required for the maintenance of a portfolio of clients.
• Provides leadership, training and support to less experienced staff members in the department.
• Perform other duties as assigned.

QUALIFICATIONS

• EDUCATION: Bachelor’s degree in Business Administration or Finance or equivalent.
• EXPERIENCE: Minimum 3 to 5 years of commercial lending or credit and experience in credit administration would be an advantage.

SKILLS/ABILITIES

• Strong analytical and underwriting skills
• PC proficient in Word and Excel
• Excellent verbal and written communication skills
• Strong client service skills and strong sense of urgency
• Ability to work within set timelines while maintain quality and attention to detail
• Bilingual in Chinese may be required

WHY WORK FOR US?

Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, New Jersey, Chicago and Hawaii. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:

• Medical insurance
• Vision insurance
• Dental insurance
• 401(k)
• Disability insurance

Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website www.royalbusinessbankusa.com. Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.