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Mortgage Lender (MLO) - Colorado

Zions Bancorporation
Greenwood Village, CO Full Time
POSTED ON 12/31/2022 CLOSED ON 6/14/2023

What are the responsibilities and job description for the Mortgage Lender (MLO) - Colorado position at Zions Bancorporation?

At Vectra Bank, we’re committed to making this a great place to work and excel. We seek dedicated employees whose talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.

Vectra Bank Colorado needs your loan and sales experience. We are excited to offer an opportunity as a Mortgage Lender to the right candidate in Denver Metro.

We have a strong belief in our banking culture and ensuring that our Mortgage Lenders are able to support our strategies and vision. We provide training and believe in fostering development and career progression from this position.

What are we looking for?

Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches.

Simply stated, we want someone who will:
Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches

Ensure compliance with regulatory guidelines in the performance of loan originator duties

Interviews potential applicants to develop information concerning their needs, desires and other information.; obtains and review pertinent financial and credit data

Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software

Ensures any re-disclosures are made timely

May order appraisals through our systems, arrange for title search and obtain necessary documents

Responsible to communicate with the customer throughout the process and work with processors through closing

Originates residential home loans

Keeps informed of trends and developments in the local real estate market, and changing rules and regulations pertaining to mortgages

Develops and maintains internal relationships to drive cross-sell opportunities for other bank products

Other duties as assigned

Who should apply?

Those who have:
Requires a college degree and 4 years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements

Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations

Ability to successfully solicit loans

Good problem solving skills

Ability to work independently

Strong interpersonal skills

Demonstrated ability to handle multiple priorities

Strong verbal and written communication skills

Ability to work effectively in high pressure environment

Ability to work with various types of computer software, including mortgage specific software

Pay range (depending on experience): $10.00 - $12.32

Plus Commissions

Salary : $10 - $12

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